3 Easy Ways to Add Money to PayPal + Troubleshooting

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Transfer money to your PayPal account balance
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As long as you have a verified PayPal Balance account, you can easily transfer funds from your bank or card to your balance. You also get access to convenient features such as Cash a Check to deposit checks using your mobile device. Here's how to add money to PayPal using your iPhone, Android, or computer.

Quick Steps to Add Money to PayPal

  1. Open the PayPal app.
  2. Add a bank or card to your account.
  3. Tap Add money .
  4. Tap From your bank or credit card .
  5. Enter the amount to transfer.
  6. Select a transfer option.
Section 1 of 4:

Transferring from a Bank (Mobile)

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  1. 1
    Open the PayPal app. If you aren't already logged into your PayPal account, enter your email address or phone number and password to do so now.
    • You must have a verified PayPal Balance account with a confirmed identity to send money from your bank to your PayPal account. If you haven't confirmed, you won't see this option.
    • In the past, PayPal Balance was PayPal Cash and PayPal Cash Plus. [1]
  2. 2
    Add a bank. If you haven't already added your bank or debit/credit card, you must do so before you can transfer funds to your PayPal account. Do the following:
    • Tap Accounts at the bottom.
    • Tap Add banks and cards .
    • Select Banks , Debit and credits cards , or Amex Send Account .
    • Enter your information.
    • Verify if necessary.
    • Tap Home to return to the PayPal homepage.
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  3. 3
    Tap Add Money . You can find this next to your balance on the home page.
    • If you don't see this, tap Accounts , and then Balance .
  4. 4
    Select From your bank or debit card . A new menu will open.
  5. 5
    Enter the amount you want to transfer. If you're transferring from a debit card, you can only transfer up to $5,000 a day, $10,000 per week, and $20,000 per month. [2]
  6. 6
    Tap In seconds with debit or In 3-5 days with your bank . This will send your transfer request.
    • Once approved, you'll see the funds in your PayPal balance.
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Section 2 of 4:

Transferring from a Bank (Desktop)

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  1. 1
    Open the PayPal website . If you aren't already logged into your PayPal account, enter your email address or phone number and password to do so now.
    • You must have a verified PayPal Balance account with a confirmed identity to send money from your bank to your PayPal account. If you haven't confirmed, you won't see this option.
    • In the past, PayPal Balance was PayPal Cash and PayPal Cash Plus.
  2. 2
    Add a bank. If you haven't already added your bank or debit/credit card, you must do so before you can transfer funds to your PayPal account. Do the following:
    • Click Wallet at the top.
    • Click Link a card or bank .
    • Select Link a debit or credit card , Link a bank account , or Amex Send Account .
    • Enter your information.
    • Verify if necessary.
    • Click Home to return to the PayPal homepage.
  3. 3
    Click Wallet at the top. This is between Rewards and Activity .
  4. 4
    Click Transfer Money . You can find this next to your balance on the home page.
  5. 5
    Select Add money from your bank or debit card . A new menu will open.
  6. 6
    Enter the amount you want to transfer. If you're transferring from a debit card, you can only transfer up to $5,000 a day, $10,000 per week, and $20,000 per month.
  7. 7
    Click In seconds with debit or In 3-5 days with your bank . This will send your transfer request. You'll receive your funds immediately or in a few days depending on your transfer method.
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Section 3 of 4:

Using Cash a Check

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  1. 1
    Open the PayPal app. If you aren't already logged into your PayPal account, enter your email address or phone number and password to do so now.
    • You must have a verified PayPal Balance account with a confirmed identity to send money from your bank to your PayPal account. If you haven't confirmed, you won't see this option.
    • Cash a Check allows you to deposit checks remotely on your mobile device. This will add the funds directly to your PayPal Balance account. [3]
  2. 2
    Tap Accounts . You can find this at the bottom of the page.
  3. 3
    Tap Balance . A new page will open.
  4. 4
    Tap Cash a check . If you don't see this option, your PayPal Balance account is not verified or updated.
  5. 5
    Input your check details and tap Next . Enter the check amount into the field. Then, take a picture of the front and back of the check.
    • Make sure the picture is clear with good lighting.
  6. 6
    Select the transfer method, and then tap Confirm . Typically, it takes a few seconds for a check to clear, though it can take up to a few minutes. In rare cases, it may take an hour to verify and clear your check.
  7. 7
    Void the check. Once your check is approved, you'll be directed to write VOID across the front of your check and send a picture as proof.
    • Once the picture is approved, you'll see a confirmation page along with when you'll see your funds in your PayPal balance.
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Section 4 of 4:

Troubleshooting

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  1. 1
    Verify your PayPal account. If you don't see the option to add funds from your bank, make sure your account is fully verified. You can check by navigating to your profile and checking for any prompts.
  2. 2
    Sign up for the PayPal debit card. If you still don't see the option to add funds, you may have a regular PayPal account rather than a PayPal Balance account. To quickly upgrade your account, you must sign up for the PayPal debit card . [4]
    • If your account was verified before March 29, 2020, and/or you have a PayPal Cash card, your account was automatically converted to PayPal Cash (now PayPal Balance). You will see a balance and can deposit checks to your PayPal account.
    • If you created your personal account after that date and/or don't see a PayPal Balance section, you don't have PayPal Cash/PayPal Balance. You can still link a bank account, credit, or debit card and send/receive payments, but you can't add money to your PayPal account to store it there.
  3. 3
    Use an alternative. If you don't have the PayPal debit card and want to be able to keep money in your PayPal account, you can ask someone to send money to your PayPal account instead. Then, tap the transaction in PayPal and select Keep it in PayPal . Follow the on-screen instructions to enter your personal information so you can add money.
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  • Question
    Can I add money to my PayPal account with a debit card?
    wikiHow Staff Editor
    Staff Answer
    This answer was written by one of our trained team of researchers who validated it for accuracy and comprehensiveness.
    wikiHow Staff Editor
    Staff Answer
    First, link your card with your PayPal account. You’ll then need to confirm the account, which usually involves PayPal depositing and deducting a small amount of money from your account. You'll need to report the amounts of those transactions to confirm your card. Next, go to the “Add Funds” link on the PayPal website or app and select your debit card under “Add Funds from a U.S. Bank Account.” Enter the amount of money you want to transfer and click “Submit.”
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  • Question
    Can you add funds to your PayPal account for free?
    wikiHow Staff Editor
    Staff Answer
    This answer was written by one of our trained team of researchers who validated it for accuracy and comprehensiveness.
    wikiHow Staff Editor
    Staff Answer
    There's no cost to add money to your PayPal account from a linked bank account using your computer or the PayPal app.
    Thanks! We're glad this was helpful.
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    Not Helpful 36 Helpful 27
  • Question
    Can you deposit money to your PayPal account at Walmart?
    wikiHow Staff Editor
    Staff Answer
    This answer was written by one of our trained team of researchers who validated it for accuracy and comprehensiveness.
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    Staff Answer
    Yes, you can deposit or withdraw money to and from your PayPal account at a Walmart service desk, cash register, or ATM. However, there is a $3 charge for these services.
    Thanks! We're glad this was helpful.
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    If wikiHow has helped you, please consider a small contribution to support us in helping more readers like you. We’re committed to providing the world with free how-to resources, and even $1 helps us in our mission. Support wikiHow
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      Tips

      • Contact PayPal Customer Service by telephone or email if your money still hasn’t been transferred to PayPal after one week of having completed the transfer from your bank account. Customer Service will identify the reason your money hasn’t been transferred to PayPal and provide you with a resolution. Navigate to PayPal’s website at www.paypal.com/us/cshelp/contact-us , select either “Message us” or “Call us,” and follow the on-screen instructions to contact PayPal.
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      References

      1. ↑ https://www.paypal.com/us/cshelp/article/paypal-cash-and-paypal-cash-plus-accounts-renamed-to-paypal-balance-accounts-help388
      2. ↑ https://www.paypal.com/us/cshelp/article/how-do-i-add-money-to-my-paypal-balance-from-my-bank-help114
      3. ↑ https://www.paypal.com/us/cshelp/article/what-is-the-cash-a-check-service-in-the-paypal-app-help482
      4. ↑ https://www.paypal.com/us/digital-wallet/manage-money/paypal-debit-card

      About This Article

      Article Summary X

      As of March 29, 2020, you will need a PayPal Cash account to add money to your PayPal balance. If your account was verified before that date (or you have a PayPal Cash Card), you can add funds to your balance by linking your bank account, depositing a check, or using cash at a participating location. To find out if you have a PayPal Cash account, log into PayPal and look for the "PayPal Balance" section. If you see it (even if the balance is $0), you can use the mobile app or PayPal.com to add funds. If not, you can either sign up for a PayPal Cash Card or request money from someone—when you accept money, you'll have the option to keep it in PayPal, which prompts you to create a PayPal Cash account.

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