Jonathan DeYoe, CPWA®, AIF®
Author, Speaker, & CEO of Mindful Money
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Co-authored Articles (11)
Filling Out a Money Order: Everything You Need to Know
Learn how to quickly and easily fill out a money order correctly Money orders are a great way to get money where it needs to go quickly—but the front has a lot of blanks and can be confusing at first. What information ...
How to
Ask Your Friend to Pay Back the Money They Owe You
If you've loaned money to a friend, asking them to repay you may seem like an awkward proposition. However, when handled properly, you can reclaim the money you loaned out without losing the friendship.
How to
Annualize
Annualization is a predictive tool that estimates the amount or rate of something for an entire year, based on data from part of a year.. 15 October 2020. This tool is primarily used for taxes and investments. If you're ...
How to
Change Social Security Direct Deposit
Practical information to help you get your Social Security benefits in the account where they belongStarting in 2013, a new law went into effect that requires all Social Security benefits to be deposited electronically i...
How to
Calculate Dividends
When a company makes money, it usually has two general options. On one hand, it can reinvest this money in the company by expanding its own operations, buying new equipment, and so on. (Money spent this way is called "re...
How to
Calculate NPV
If you’ve never calculated net present value (NPV) before, the process can feel kind of perplexing. Don’t worry though—once you know the formula, calculating NPV isn’t hard. We’ll walk you through how to do it ...
How to
Calculate Annualized Portfolio Return
If you want to find out how much you're earning on your investments, you likely know that you can subtract the starting value from the ending value. If you then divide that number by the starting value and multiply by 10...
How to
Borrow Money from a Friend
Borrowing money from a friend seems like it should be easier and more flexible than trying to get a bank loan. However, adding money to a friendship can be a recipe for disaster if done hastily. Before asking your buddy ...
How to
Calculate the Growth Rate of Nominal GDP
There are several calculations that a country can make when trying to measure its economic progress. The gross domestic product (GDP) has become the foremost measure of economic activity for most countries. It is the mea...
How to Say No When Someone Asks You For Money
Preserve your relationships with these kind excuses When a family member, friend, or acquaintance asks you for money, it can feel uncomfortable or even rude to simply say, “No.” While no is an acceptable answer, comi...
How to Use Borrow and Lend Correctly (with Examples)
The words “borrow” and “lend” can be super confusing, so it’s easy to mix them up. “Borrow” means you want to take something that belongs to someone else, while “lend” means that you're temporarily givi...