On Animal Crossing: New Leaf, bells are something we all need. Maybe it's for a town project or that dress you want. Or maybe it's just for an overdue loan. Here are some easy methods for making bells quickly.

Method 1
Method 1 of 2:

Using Your Town

  1. Selling them at Re-Tail will get you money fast! Try to also get your hands on tools from Timmy and Tommy Nook. The prices range from 200-500 bells for tools. Catching rare bugs and fish can get you thousands easily.
    • Seashells can be found on your beach or on the island.
      • Sand dollars are worth 60 bells each.
      • Sea snail shells are worth 90 bells each.
      • Venus combs are worth 150 bells each.
      • Corals are worth 250 bells each.
      • Conches are worth 350 bells each.
      • Giants clams and oyster shells are both worth 450 bells each.
      • Scallop shells are worth 600 bells each.
      • Pearl oysters are worth 1,200 bells each.
    • You can find fruit on trees. You can plant your fruit to grow more trees. Coconut and banana trees are grown on the beach, all the others are grown on the grass.
      • Your native fruit (the first fruit grown in your town, either apples, cherries, pears, peaches or oranges) is worth 100 bells each or 600 bells if it's perfect.
      • Foreign fruit is worth 500 bells each or 3,000 bells if it's perfect.
      • Tropical or palm fruit (bananas, coconuts, mangos, durians, lychees and lemons) is worth 250 bells each.
  2. Once you find the money rock, hit it multiple times and money should come out! The money rock will change every day. Memorize the rocks that your town started with, because the ore rock will be one that you haven't seen before. Hit the new rock with your shovel, and it will blast open. You will see an ore which can be sold within the price range of 2,000 bells to 4,000 bells.
    • You need to keep hitting it in succession. If you pause, the money will stop. Some people dig holes around them and the rock to prevent recoil, as hitting the rock pushes you away a little.
    • You can sell the ore at Re-Tail or you can put them up for sell on the flea market spaces at Re-Tail. 7,999 bells is the usually the highest price that you can sell them for where it is guaranteed that a villager will buy it. When a villager walks into Re-Tail just push them over in front of the ore and talk to them. They will ask if they should buy it, so just tell them yes.
    • Gold nuggets are worth 4,000 bells each, silver nuggets are worth 3,000 bells and amethysts, emeralds, sapphires and rubies are worth 2,000 bells.
    • Make sure there is space around the rock. If you have any items on the ground or holes dug directly around the rock you won't get as much money.
    • Instead of bells , sometimes multiple pieces of ore might come out of a rock if you hit it with a gold or silver shovel. You can sell this ore for even more bells
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  3. Every day some of the trees in your town will have 100 bells, furniture, or beehives hidden in them. If a beehive drops from the tree, run into the nearest building or press start, then select "Save and continue". After the game saves, the bees will go away and you can still get the beehive. You are also able to catch a bee, if you desire. Sell it at Re-Tail for 500 bells.
  4. 4
    Shoot down balloons with presents. When the clock says XX:X4, a balloon with a present might fly over your town. Shoot them down with a slingshot from the Nooklings' store, and sell the furniture inside at Re-Tail.
    • Avoid shooting them down over the water or the present will drop into the water.
    • If there is too much stuff on the ground below the balloon, the balloon might drop, then disappear.
    • The easiest way to shoot down balloons is to stand on their shadow as you shoot.
    • You might also see golden or silver slingshots in the air. Shoot them down like you normally do, but ensure you pop all the balloons. Silver slingshots shoot double and golden slingshots shoot triple.
  5. If your 3DS doesn't have play coins, walk around with your 3DS in your pocket to earn some. You get one play coin for every 100 steps you take. You can earn up to 10 each day. Use them to buy a fortune cookie. Eat the cookie and give the ticket to Timmy or Tommy to get an exclusive prize. Sell the prize at Re-Tail for bells.
  6. Look for cracks in the ground and use a shovel to dig them up. Take them to the museum and have Blathers identify them. Donate the fossils that your museum does not have. Soon you will find doubles that you can sell at Re-Tail for a lot of bells.
    • Assessed fossils are worth more bells than non-assessed fossils.
    • You may also find gyroids in the cracks, especially after it rains, these are also worth a decent number of bells. You might also find a pitfall seed. Pitfall seeds are only worth 12 bells and don't have much use, so you're best off falling into them.
    • There will be four fossils buried in your town every day.
  7. Collect their fruit. Foreign fruit is sold for more at Re-Tail than your native fruit and provides a steady source of bells. Foreign fruit sells for 500 bells instead of 100 for native fruit.
    • You can also plant fruit trees in your town with the fruit you obtain. This mean you will get more fruit in the long run.
  8. Perfect fruit will grow on your native fruit trees, and it will look shiny, sparkly or different from the normal fruit. You can plant it for more perfect fruit, sell it, or eat it (not recommend to eat it). It can be sold for 600 bells at your town (or another town where that fruit type is native) and 3,000 bells each at a town where that fruit is not native. Don't confuse rotten fruit for perfect fruit; they can look similar.
  9. The Police Station is a public works project that is requested by a villager. Once a villager requests it, build the police station. You can then take items from the lost and found, and sell them for bells at Re-Tail.
    • It doesn't matter whether you choose the modern or classic police station.
    • The police station costs 264,000 bells to construct. This does not have to be paid in one go.
  10. Each day when you refresh your town, you'll get 5,000 bells! So each day you'll make 5,000 bells for only one minute worth of work. Easy-peasy!
    • The Dream Suite costs 234,000 bells to make but, like the police station, doesn't have to be paid in one go.
    • You need to be connected to the Internet to update your dream town.
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Method 2
Method 2 of 2:

Using the Island

  1. to find valuable bugs and fish. Beetle-catching is the best way to make a lot of bells. Any beetle found on a palm tree is worth taking back to sell at Re-Tail. Bellow is a list of valuable beetles found on the island.
    • Scarab Beetle: 6,000 bells (normal tree)
    • Goliath Beetle: 6,000 bells (palm tree)
    • Cyclommatus Stag: 8,000 bells (palm tree)
    • Horned Atlas: 8,000 bells (palm tree)
    • Horned Elephant: 8,000 bells (palm tree)
    • Giant Stag: 10,000 bells (normal tree)
    • Rainbow Stag: 10,000 bells (normal tree)
    • Hercules Beetle: 12,000 bells (palm tree)
    • Golden Stag: 12,000 bells (palm tree)
    • Some of these can also be found in your own town.
  2. The most valuable fish will have a fin sticking out of the water, so to save time (and not catch less valuable fish) you can just catch these. Bellow is a list of the most valuable fish caught on the island.
    • Ocean Sunfish: 4,000 bells (fin)
    • Giant Trevally: 4,500 bells (no fin)
    • Barred Knifejaw: 5,000 bells (no fin)
    • Hammerhead Shark: 8,000 bells (fin)
    • Blue Marlin: 10,000 bells (no fin)
    • Napoleonfish: 10,000 bells (no fin)
    • Saw Shark: 12,000 bells (fin)
    • Whale Shark: 13,000 bells (fin)
    • Shark: 15,000 bells (fin)
  3. 3
    Catch butterflies on the island. Some valuable butterflies will fly around flowers on the island. Bellow is a list of the most valuable butterflies.
    • Emperor Butterfly: 2,500 bells
    • Agrias Butterfly: 3,000 bells
    • Birdwing Butterfly: 4,000 bells
  4. At the island, there is a lot of foreign fruit that you will not see anywhere else! Collect it and take it back. Don't worry, it grows back after a few days. Island fruit sells for 250 bells. You can find them on the island and on island tours.
  5. A wetsuit allows you to go into the water, and catch sea creatures (crabs, seaweed, and other sea creatures that are not fish). Wetsuits can only be bought at the island and are not sold every day, so keep checking back.
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Community Q&A

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  • Question
    How can I complete the game quickly?
    Potterhead7
    Community Answer
    You can't complete the game. You can get a perfect town, but the game never ends.
  • Question
    What do ordinances do?
    CamelHey73
    Top Answerer
    Ordinances affect the way the town runs, and cost 20,000 bells to activate. Some ordinances will change the time shops open and close, while others will change item prices and nature.
  • Question
    Can I take the rental wet suit home in New Leaf?
    Community Answer
    No, but you can buy your own at the island shop. There isn't a wet suit available every day, so keep checking back.
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      Video

      Tips

      • Another way to re-spawn rare fish and bugs at the island is to go inside the island shack, then go back outside. This allows all the fish, bugs and sea creatures to re-spawn.
      • When at the island, scare away the cheap bugs and fish. This allows rare fish and insects to spawn.
      • You can also talk to Isabelle in the town hall, and she will give you simple tips on how to make a living, or how to make bells.
      Show More Tips
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      Warnings

      • When you plant a perfect fruit tree, new perfect fruit will grow, but that only happens 4-7 times until your tree loses all its leaves, and one of the perfect fruits will be rotten. When this happens, just ignore or cut down the tree and plant a new one.
      • Avoid selling items on the island as you won't get a good deal.
      • Do not plant foreign perfect fruit in your town, or it will just turn into a normal fruit. For example, if you plant a perfect cherry in your town (where the native fruit is a peach), it would become a plain cherry tree.
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      Things You'll Need

      • Tools (fishing rod, shovel, net, slingshot, etc.)
      • Island
      • Dream Suite

      About this article

      Thanks to all authors for creating a page that has been read 76,540 times.

      Reader Success Stories

      • Nina Ryan

        Aug 2, 2019

        "I had heaps of money from my friend, but I wasted it all on public works projects and making my house bigger. Then ..." more

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