Q&A for How to Pay Off Loans in Animal Crossing: New Leaf

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  • Question
    Is it possible to have extra rooms in the basement like you do on the main?
    Ruby
    Top Answerer
    No. On the main floor, you can get 4 rooms (main room, left room, right room and back room), but in the basement and attic you can only get one room (they are still expandable). You can expand a room 2 times and you can get up to 6 rooms, which means you can expand your house up to 17 times.
  • Question
    What if they do not let you sell specific things?
    Ruby
    Top Answerer
    Some things you can't sell at T&T or Re-Tail, such as trash, without paying extra. A simple way to solve that problem is to simply buy a trash can and throw away the stuff you can't sell.
  • Question
    I don't see "Pay off Loan" as an option.
    Rawrfunkle Everbutt
    Community Answer
    Go to Tom Nook, and ask for a new home redecoration. It's as easy as that, and you'll have a new button in no time.
  • Question
    Apparently you can surf on dolphins in this game. Is this true?
    Joshua
    Community Answer
    No. There's no such thing as surfing on dolphins in this game. You might be confusing this with another game.
  • Question
    How do I get a loan?
    Joshua
    Community Answer
    Go to Tom Nook's (which is open from 10:00 AM to 8:00 PM) and ask him to expand your home. He will offer an expansion; if you want that expansion, agree to it. The next day, you'll get a bigger house and a big loan; that loan can be more than 100,000 bells.
  • Question
    On the "Pay Off Loan" selection, does the remainder show how much I need for the next expansion?
    Community Answer
    The "Pay Off Loan" selection on the Automatic Bell Dispenser shows the amount of bells you need to pay to have your current expansion/remodel loan paid off. Once you pay off the loan, you can talk to Tom Nook and he will tell you how much the next expansion costs.
  • Question
    When I go onto the machine, it doesn't give me the "pay off loan" option, but "repay loan". I talked to Nook, and he says I have a loan?
    Ruby
    Top Answerer
    "Repay loan" is the same as "pay off loan". If you want to pay off your loan, select the "repay loan" option.
  • Question
    What does the police station do?
    Ruby
    Top Answerer
    The police station has a "lost and found" service. This is where any items on the ground in your town that have something set on top of them (such as a public works project or a new villager's house) will go. You can claim any of the items, free of charge.
  • Question
    Does it cost any bells to visit the island for the first time?
    Ruby
    Top Answerer
    Yes. Every round trip to the island costs 1,000 bells, even the first one.
  • Question
    How do you get the last upgrade for Timmy and Tommy?
    Ruby
    Top Answerer
    The last upgrade is to T&T Emporium. You have to have the shop already upgraded to TIY. After that, you can expect to see Gracie the giraffe in your town plaza. Passing her fashion checks will get you the final upgrade.
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