wikiHow Calculating Maturity Value Practice Problems To calculate the maturity value of each investment, use the formula: Maturity Value = Principal x (1 + (Interest Rate x Time)) where: Principal is the original amount invested or borrowed Interest Rate is the annual interest rate expressed as a decimal or the average annual return Time is the length of time until the investment reaches maturity, expressed in years. 1. An investment of $5,000 for 10 years at an annual interest rate of 3%. 2. A certificate of deposit (CD) of $10,000 for 5 years at an annual interest rate of 2.5%. 3. A bond of $50,000 for 20 years at an annual interest rate of 4%. 4. A savings account deposit of $2,000 for 3 years at an annual interest rate of 1.5%. 5. A treasury bill of $100,000 for 1 year at an annual interest rate of 2%. 6. A corporate bond of $25,000 for 15 years at an annual interest rate of 5%. 7. A municipal bond of $50,000 for 30 years at an annual interest rate of 3.5%. 8. A government bond of $100,000 for 25 years at an annual interest rate of 4.5%. 9. A savings bond of $5,000 for 20 years at an annual interest rate of 2.25%. 10. A money market deposit of $10,000 for 2 years at an annual interest rate of 1.75%. 11. A high-yield savings account deposit of $50,000 for 5 years at an annual interest rate of 2.25%. 12. A fixed annuity of $100,000 for 10 years at an annual interest rate of 3.5%. 13. A variable annuity of $50,000 for 15 years at an average annual return of 6%. 14. A mutual fund investment of $10,000 for 5 years at an average annual return of 4%. 15. A stock investment of $20,000 for 7 years at an average annual return of 7%. 16. A real estate investment of $100,000 for 10 years with an average annual appreciation rate of 3%. 17. A retirement account investment of $50,000 for 20 years at an average annual return of 6%. 18. A 529 plan investment of $25,000 for 15 years at an average annual return of 5%. 19. A money market fund investment of $10,000 for 3 years at an annual interest rate of 2%. 20. A bond fund investment of $50,000 for 10 years at an average annual return of 4%. Note: For some of these problems, you may need to make assumptions about how the interest or returns are compounded. Page