How to Add Cash to Apple Wallet without a Debit Card

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Bypass Apple's debit card requirement and add cash with a prepaid card
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Apple Pay is a digital wallet service created by Apple that makes paying with your iOS device simple and easy. To get started, you'll usually need a valid debit card. If you don't have one, you can use a supported prepaid card! Once your prepaid card is added, you can send and receive money with friends. This wikiHow will show you how to add money to Apple Pay without a debit card using your iPhone or iPad.

Things You Should Know

  • You can use a prepaid card with Apple Wallet if you don't have a debit card.
  • To add money to your balance, add your prepaid card to your Apple Wallet, then transfer money from the card to Apple Cash.
  • Each time you want to add money from the prepaid card, open the Wallet app, tap "Apple Cash" → "•••" → "Add Money", enter an amount, and tap "Add".

Steps

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  1. This looks like a wallet with colored cards in it.
    • Apple Pay only supports some prepaid cards; to check if your card is compatible, contact your card issuer. If you're unsure, continue with the steps. You'll be notified if your card is not supported. [1]
    • Make sure you're logged into the correct Apple ID and your iPhone or iPad is updated to the latest version .
  2. Add the card to your Wallet . You must have a valid card linked to your Wallet to send and receive money with Apple Cash .
    • Tap + in the top-right corner.
    • Tap Debit or Credit Card .
    • Tap Continue .
    • Tap Enter Card Details Manually and enter the details from your prepaid card.
    • Tap Next , and then tap Agree .
      • If you get an error that says "Could Not Add Card," "Wrong Name," "Invalid Card," "Card Device Limit," or errors about an address, first double-check the information you entered. If the card information is correct, the prepaid card you're trying to add does not support Apple Pay.
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  3. If you don't already have Apple Cash set up, you'll need to do so now. Since you already have a card added to Wallet, you just need to accept the terms and select your default payment method. [2]
    • If you don't see this option, return to the main Wallet screen, then tap your Apple Cash card. [3]
  4. This will be in the top-right corner.
  5. You can find this below the Apple Cash header.
  6. This amount will be taken from your prepaid card and added to your Apple Cash balance.
    • You can add a minimum of $10 to a maximum of $10,000. [4]
  7. The amount will be added. Additionally, when you receive money from others, it will be added to your Apple Cash balance.
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      References

      1. ↑ https://support.apple.com/en-us/HT207884
      2. ↑ https://support.apple.com/en-us/HT207886
      3. ↑ https://support.apple.com/en-us/HT207881
      4. ↑ https://support.apple.com/en-us/109305

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