How to Add a Credit Card to Your Venmo Wallet via the Website or App

PDF download Download Article
Everything you need to know about adding a credit card to your Venmo account
PDF download Download Article

If you use Venmo often, you may wonder if you can use a credit card with this peer-to-peer payment service. The answer is yes; you can add credit cards to Venmo and use them to pay others or make purchases. Keep reading to learn how to add a credit card to Venmo on the web or in the app, why Venmo might not accept your card, and some pros and cons of adding your card to Venmo.

Things You Should Know

  • You can add your credit card to Venmo via the website (in a desktop or mobile browser) or the mobile app.
  • Credit cards are subject to a 3% fee when sending money to other users, and your credit card issuer may also charge a cash advance fee.
  • Unlike a debit card or bank account, you cannot move funds from your Venmo balance to your credit card.
Section 1 of 3:

Adding a Credit Card

PDF download Download Article

Website

  1. You can access this page on Venmo's website here .
  2. Make sure you have your credit card handy to enter the information.
    Advertisement
  3. Ensure the information is accurate, and click through to add your credit card to your account. [1]
    4. Advertisement

App

  1. This will either be your profile picture or your initials, if you didn't set a picture.
  2. When given the option, select Card .
  3. You can do this manually, or use your camera to capture the card information so you don't have to type it in.
    4. Advertisement
Section 2 of 3:

Troubleshooting

PDF download Download Article
  1. You must enter the correct ZIP code when adding a credit card to Venmo, and if your billing address has changed, you will likely encounter an error when adding the card if you're using an old ZIP.
  2. Ensure you entered your credit card's number, expiration date, and security code correctly. Incorrect info will lead to an error when trying to add your card.
  3. If all of your information is being entered correctly, you should reach out to your credit card issuer to ensure there are no problems with your credit card or account that could be causing an issue with Venmo.
    4. Advertisement
Section 3 of 3:

Pros and Cons

PDF download Download Article
  1. You will want to consider these pros and cons before adding a credit card to your Venmo account.
    • Pros: If you're using Venmo to make purchases and not send money , adding a credit card may be most convenient for you. Credit card companies are required to abide by more guidelines when it comes to online purchases, including those made through Venmo. [2] Venmo's encryption and multi-level authentication helps secure your credit card information. You will not incur any extra fees when paying authorized merchants directly with your credit card via Venmo.
    • Cons: Venmo charges a 3% fee if you use your credit card to send money to other people, and your credit card issuer may also charge an extra cash advance fee as well. [3] You also cannot move funds from your Venmo account to your credit card; you can only move your Venmo balance to an eligible debit card or bank account . If you need to update your card's expiration date, you must delete the credit card from your account and re-add it, as there's no way to update otherwise.

Expert Q&A

Ask a Question
200 characters left
Include your email address to get a message when this question is answered.
Submit
      Advertisement

      Tips

      Submit a Tip
      All tip submissions are carefully reviewed before being published
      Name
      Please provide your name and last initial
      Submit
      Thanks for submitting a tip for review!

      You Might Also Like

      How to
      Find Your Credit Card Account Number
      How to
      Sign a Credit Card
      How to
      Pay Someone Else's Credit Card Bill
      Can You Use Cards without the CVV Code? Scams, Fraud Protection & More
      2 Simple Ways to Verify Your Chase Card
      How to
      Make a Discover Card Payment without Complications
      How to
      Dispose of a Credit Card
      How to
      Change Credit Card Information
      How to
      Cancel a Credit Card Payment
      How to
      Protect Your RFID Credit Card
      How to
      Send Credit Card Information Securely by Email
      How to
      Receive a Refund on Prepaid Credit Cards
      How to
      Transfer a Visa Gift Card Balance to a Bank Account with Square
      A Complete Guide to Setting up Your Visa Credit Card
      Advertisement

      References

      1. ↑ https://help.venmo.com/hc/en-us/articles/210413677-Adding-a-Credit-or-Debit-Card
      2. ↑ https://venmo.com/legal/us-payment-method-rights/
      3. ↑ https://venmo.com/resources/our-fees/

      About This Article

      Thanks to all authors for creating a page that has been read 4,504 times.

      Did this article help you?

      Advertisement