Q&A for How to Buy a Used Car

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  • Question
    Should I buy a used car from a dealer?
    Bryan Hamby
    Professional Auto Broker
    Bryan Hamby is the owner of Auto Broker Club, a trusted auto brokerage in Los Angeles, California. He founded Auto Broker Club in 2014 out of a passion for cars and a unique talent for customizing the car dealership process to be on the buyer’s side. With 1,400+ deals closed, and a 90% customer retention rate, Bryan’s focus is to simplify the car buying experience through transparency, fair pricing, and world class customer service.
    Professional Auto Broker
    Expert Answer
    You can find better pricing if you buy from a private seller, but the vehicle is going to be sold as-is, and the seller is not required to do a vehicle inspection or provide a vehicle history report. A dealer will have a standardized inspection process, they'll provide a vehicle history report, and if you notice anything wrong with the car, you can ask the dealer to fix it. There's also a recourse process if a major issue isn't disclosed. However, there will be less room to negotiate your price.
  • Question
    How do I get a car with poor credit?
    Community Answer
    Some places specialize in poor credit loans. The good news is a car loan is a collateral loan and you are more likely to be approved for that than a regular loan. I suggest you compare interest rates and try to get the best one. Make every single payment on time so that your credit score improves and your next vehicle purchase is easier. If it is possible, I strongly suggest saving money and buying a car in full with cash, as it will save you money in interest.
  • Question
    Can I get a car title notarized at a local bank and take it to the DMV later on?
    JLuckenbill
    Community Answer
    Typically, you can get it notarized first, but you should always check with your state's laws to know for sure.
  • Question
    How do I get insurance for a used car before buying it?
    Lnengineering
    Community Answer
    Usually, you need to provide the VIN to your insurance company and request coverage to start on a specific date. This is especially useful if you are having a car shipped that you purchased online.
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