Q&A for How to Deposit Checks

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  • Question
    Can I mail a check to the bank for deposit?
    Donagan
    Top Answerer
    Yes. Include a filled-out deposit slip or -- lacking that -- a letter stating your desire to deposit the check. Include your name, address, and bank account number.
  • Question
    Can I deposit my check at any bank branch?
    Community Answer
    Yes.
  • Question
    Can someone deposit a check to my account?
    Donagan
    Top Answerer
    Yes, if he/she knows your account number and if the check is made out to you, or you have endorsed the check.
  • Question
    Can I deposit cash into a teller machine to deposit in my savings account?
    Community Answer
    In most cases, yes.
  • Question
    What information from a check do I write on a deposit slip?
    Community Answer
    Your name and account number, the date, and the amount of the check.
  • Question
    Can someone I trust deposit a check into my account without using my debit card?
    Donagan
    Top Answerer
    Yes. Endorse the check over to the person. S/he can take the check to your bank and fill out a deposit slip, using your account number.
  • Question
    Can a check be deposited using online banking?
    Community Answer
    Certain banks have an app that you can download on your smartphone that will allow you to take a picture of the check, and then it will deposit it.
  • Question
    How would I pay with a check online?
    Community Answer
    Often, companies have an app where you can snap a picture of the check and it will be processed from there.
  • Question
    Can I cash my RBC cheque at Northern Credit Union?
    Community Answer
    Talk to the credit union. Only they can answer what check they will accept.
  • Question
    How do I deposit a check without dropping it in a check box?
    Community Answer
    You can walk it up to the front desk, and ask a bank teller to process it for you. You can also get the bank's app on your phone and deposit the check that way.
  • Question
    Can I deposit cash into somebody's account other than mine?
    Donagan
    Top Answerer
    Yes.
  • Question
    How do I deposit my check to my card?
    Donagan
    Top Answerer
    Make the deposit to your account by ATM or by entering the bank.
  • Question
    What is safe way to deposit out of town company check?
    Community Answer
    The safest way is to go to the nearest branch of your bank. If none is nearby, you should probably use online deposit.
  • Question
    Can I deposit other banks' checks to my account?
    Donagan
    Top Answerer
    Yes.
  • Question
    To make a deposit by mail without a deposit slip, do I make the check out to myself with my account #, or do I make it out to the credit union with my account #?
    Community Answer
    Sign your name and write account number on the check. Send with your check a letter with your name, address and account number where you want money to be deposited.
  • Question
    How long does it take for cash to become available?
    Donagan
    Top Answerer
    Policies vary from bank to bank. In some cases, the cash would be available immediately. In others, it might not be available until the next business day (or even two business days).
  • Question
    How do I get an app so I can make mobile deposits?
    Community Answer
    Go to your device's app store and search your bank's name. Your bank's mobile app should show up, if it has one. Then just download it and use it.
  • Question
    How do I find out the daily limit I can deposit to my bank from my mobile?
    Donagan
    Top Answerer
    Ask the bank.
  • Question
    To deposit a check by mail, to what address do I mail it?
    Top Answerer
    Your bank may have this address listed on their website. If not, you can mail it to the branch that you opened your account at, or any branch, really. They should be able to receive and process your deposit. Make sure your account number is clearly written, either on the back of the check, the memo line of the check, a deposit slip, or letter accompanying the check, so that they know where to apply the funds.
  • Question
    Can more than one check be deposited into a checking account on a daily basis?
    Community Answer
    Yes.
  • Question
    What is the wait time for the release of funds on a check over $100,000?
    Donagan
    Top Answerer
    It depends on where the check originated. It might take a week, maybe a little less.
  • Question
    How long will it take me to be able to get money from a check I deposited?
    Eric
    Top Answerer
    It depends on your bank's funds availability policy. In most cases, banks will make funds available from deposited checks on the next business day, although there can be exceptions where it will take longer for funds to become available.
  • Question
    Can I deposit a check that was sent to my email?
    Eric
    Top Answerer
    There are legitimate checks that can be sent by email, although this is also an area where there can be a lot of fraud. Be cautious, and do not deposit any checks that you were not expecting to receive. Your bank may place a hold (or delay making funds available to you) when you deposit these types of checks.
  • Question
    My husband has a check that needs to be deposited, but he's not on the account right now. What can we do?
    Community Answer
    He can endorse the check to you. Ask your bank ahead of time if this is acceptable. If it is, then he should sign his name and write, "Payable to the order of [insert your name]." You can then deposit the check.
  • Question
    Do I need to endorse a check if I am putting it into my savings account?
    Eric
    Top Answerer
    Yes; a check should always be endorsed. If a check is payable to you and you want to deposit it into your savings account, simply sign your name on the back of the check in the same way as if you were going to deposit the check into a checking account.
  • Question
    What is the mailing adress to deposit check when away from home?
    Community Answer
    Call your bank and ask. They should give you the mailing address for their business. Follow the directions above once you have an address.
  • Question
    Can I deposit a check into someone else's account?
    Eric
    Top Answerer
    It will depend on the individual bank's policies. In many cases no, you will not be able to deposit a check into someone else's account. It's best to give checks to the payees and let them deposit or cash the check themselves.
  • Question
    Could I deposit one check split into two accounts?
    Eric
    Top Answerer
    It is generally possible if you are depositing the check in-person at your bank. You can check with the teller for specific instructions on how to do this. It is usually not possible to split the check deposit into two accounts if the deposit is made via mobile deposit or deposited at an ATM.
  • Question
    Is there any way I can call my bank to deposit a check?
    Eric
    Top Answerer
    No, when a check is deposited it gets imaged and sent to the drawee bank for collection. An image of the physical check must be taken in order for it to be deposited (e.g. mobile deposit).
  • Question
    How do I make out a deposit slip if I want to split the deposit from one check to two accounts?
    Eric
    Top Answerer
    Although this process may vary by bank, the most common practice is to make out two deposit slips - one for each account that you want to deposit funds into. Write the amount you want deposited into each account in the total deposit amount field on each deposit slip.
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