Q&A for How to Pay Someone on Venmo

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Question

Can I use a credit card to pay people?

Community Answer

Yes. However, Venmo will charge a fee for any payment made using a credit card.

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Question

I don't want other people to see my transactions. How can I keep it private?

Community Answer

You can buy prepaid debit cards at many stores (grocery stores, drugstores, etc.). They don't require any ID to purchase or just. Just use the name and number on the card. The name will usually be something like "Credit Holder" or "Gift Card."

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Question

Can I attach two bank accounts and choose which one I pay someone from?

Community Answer

Yes. You will have an option of changing the account prior to sending payment or transferring to your bank. Once the transaction is complete, you cannot change the payment method.

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Question

What would I do on Venmo to figure out who a payer is?

Community Answer

Search them by their phone number or email address, or scan the barcode they can generate on their phone when signed into the app.

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Question

Does Venmo charge a transaction fee?

Community Answer

It does not charge you for paying with your Venmo balance or using your bank account. It only charges you when you use a credit card, which is currently a 3% fee.

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Question

Do I need to add someone as a friend in order for them to send money to me?

Community Answer

No, you just need their phone number, email address, or @name to send them money. Now you can use the scan code as well.

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