Jill Newman, CPA
Financial Advisor
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Co-authored Articles (11)
Pay with ACH: Simple and Secure Automatic Payments
Learn how ACH payments can help you save moneyEven if you didn't know what it was called, chances are you've actually made an ACH (Automated Clearing House) payment before—especially if you do a lot of online banking. ...
How to
Trace a Money Order
Money orders are similar to checks, in that you specify who can cash them. They are useful if you don't have a checking account, or if you don't want your personal information or bank account details accessible. Like che...
How to
Prepare a Bank Reconciliation
A bank reconciliation is a critical tool for managing your cash balance. Reconciling is the process of comparing the cash activity in your accounting records to the transactions in your bank statement. This process helps...
How to
Calculate FTE
If you have a mix of full-time and part-time employees, the full-time equivalent (FTE) lets you represents the full-time hours that all of the employees in your business work. FTEs are important for checking HR metrics a...
How to
Calculate Amortization
Amortization refers to the reduction of a debt over time by paying the same amount each period, usually monthly. With amortization, the payment amount consists of both principal repayment and interest on the debt. Princi...
How to
Write a Bill for Payment
A bill for payment, also called an invoice, is a document given to someone who makes a purchase, detailing the service performed and requesting payment. For example, if you are a landscaper and added shrubs or plants to ...
How to
Calculate Food Cost
Running a restaurant, catering service, or culinary school can be an expensive and complex undertaking. To make sure your business stays afloat, you must make regular and accurate calculations of your food costs. There a...
How to
Calculate Credit Card Interest With Excel
The annual interest rate on credit cards can be notoriously high. While most consumers would prefer to reduce, or even eliminate, credit card debt, it remains a familiar item in family budgets. Here's how to calculate cr...
How to
Work Out Salary Increase Percentage
Salary increases can take on many forms. You may have gotten a raise or a promotion, or you may have accepted a new, higher-paying job entirely. Regardless of circumstance, you probably want to know how to calculate your...
How to
Make an International Wire Transfer
Wire transfers are a type of electronic funds transfer. They are usually considered the safest way to transfer funds, especially large amounts, to banks in countries overseas. Most large banks belong to a bank network in...
How to
Write a Compensation Proposal
A compensation proposal is a letter addressed to an employer seeking a new or improved rate of pay. It can serve as the first step in negotiating a higher salary. Letters often work better than asking your boss in person...
