Q&A for How to Deposit Checks

Yes. Include a filled-out deposit slip or -- lacking that -- a letter stating your desire to deposit the check. Include your name, address, and bank account number.

Yes.

Yes, if he/she knows your account number and if the check is made out to you, or you have endorsed the check.

In most cases, yes.

Your name and account number, the date, and the amount of the check.

Yes. Endorse the check over to the person. S/he can take the check to your bank and fill out a deposit slip, using your account number.

Certain banks have an app that you can download on your smartphone that will allow you to take a picture of the check, and then it will deposit it.

Often, companies have an app where you can snap a picture of the check and it will be processed from there.

Talk to the credit union. Only they can answer what check they will accept.

You can walk it up to the front desk, and ask a bank teller to process it for you. You can also get the bank's app on your phone and deposit the check that way.

Yes.

Make the deposit to your account by ATM or by entering the bank.

The safest way is to go to the nearest branch of your bank. If none is nearby, you should probably use online deposit.

Yes.

Sign your name and write account number on the check. Send with your check a letter with your name, address and account number where you want money to be deposited.

Policies vary from bank to bank. In some cases, the cash would be available immediately. In others, it might not be available until the next business day (or even two business days).

Go to your device's app store and search your bank's name. Your bank's mobile app should show up, if it has one. Then just download it and use it.

Ask the bank.

Your bank may have this address listed on their website. If not, you can mail it to the branch that you opened your account at, or any branch, really. They should be able to receive and process your deposit. Make sure your account number is clearly written, either on the back of the check, the memo line of the check, a deposit slip, or letter accompanying the check, so that they know where to apply the funds.

Yes.

It depends on where the check originated. It might take a week, maybe a little less.

It depends on your bank's funds availability policy. In most cases, banks will make funds available from deposited checks on the next business day, although there can be exceptions where it will take longer for funds to become available.

There are legitimate checks that can be sent by email, although this is also an area where there can be a lot of fraud. Be cautious, and do not deposit any checks that you were not expecting to receive. Your bank may place a hold (or delay making funds available to you) when you deposit these types of checks.

He can endorse the check to you. Ask your bank ahead of time if this is acceptable. If it is, then he should sign his name and write, "Payable to the order of [insert your name]." You can then deposit the check.

Yes; a check should always be endorsed. If a check is payable to you and you want to deposit it into your savings account, simply sign your name on the back of the check in the same way as if you were going to deposit the check into a checking account.

Call your bank and ask. They should give you the mailing address for their business. Follow the directions above once you have an address.

It will depend on the individual bank's policies. In many cases no, you will not be able to deposit a check into someone else's account. It's best to give checks to the payees and let them deposit or cash the check themselves.

It is generally possible if you are depositing the check in-person at your bank. You can check with the teller for specific instructions on how to do this. It is usually not possible to split the check deposit into two accounts if the deposit is made via mobile deposit or deposited at an ATM.

No, when a check is deposited it gets imaged and sent to the drawee bank for collection. An image of the physical check must be taken in order for it to be deposited (e.g. mobile deposit).

Although this process may vary by bank, the most common practice is to make out two deposit slips - one for each account that you want to deposit funds into. Write the amount you want deposited into each account in the total deposit amount field on each deposit slip.