Q&A for How to Change Social Security Direct Deposit

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What if I change my bank account when changing my social security deposits?

Community Answer

Keep your old account until you see your social security check deposited into your new account. Then, cancel your old account. It can take up to 60 days to make the change go into effect.

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Question

How long does it take for a change in direct deposit to take effect?

Community Answer

I work in a credit union, and I typically see the new deposit occur within 30-60 days after someone changes the direct deposit information.

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Question

Can my spouse leave me and take my SSID direct deposit and refuse to give it back?

Community Answer

No, your spouse cannot do this. If it is your SSID deposit, then no one except a legal guardian can take it from you.

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Question

Can I use a Netspend card for this instead of my direct Express?

Community Answer

Yes, you can. As long as you have your routing and account numbers, you will definitely be able to use it.

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Question

How do I change my bank with my SSI direct deposit?

Community Answer

You contact the SSI office, upon verifying pertinent information they will ask you to provide them with the old bank routing and account numbers, in addition to the new bank routing and account number. Other than waiting on hold, it won't take more than 5 minutes. Often this process could be done on their website as well.

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Question

If another person has my Social Security number, can they make changes to my Social Security information?

R2_d2000

Top Answerer

Yes. If another person has access to your social security number, then you should contact the Social Security Administration and ask them to block electronic access to your account, and you should also freeze your credit reports .

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Question

What should I do if I'm the victim of fraud and have closed my bank account? My check is about to arrive.

R2_d2000

Top Answerer

Contact the Social Security Administration , and explain your situation. They will be able to mail you a check until you can get your bank account working again.

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