Q&A for How to Get a Visa Gift Card

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What is the maximum amount of money the card can have on it?

Community Answer

The maximum is $500, but you can buy unlimited cards.

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Question

Can I get a credit card as a kid?

Community Answer

No, you must be 18 or older to get one. Debit cards may work if you are fourteen, but the money is usually transferred from your parents' bank account.

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Question

How do I use a VISA gift card?

Community Answer

Visa gift cards can be used like debit cards.

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Question

If I purchase a Visa gift card online, can I start using it now?

Community Answer

For security reasons, your card has to arrive first, and you will probably be required to do online/phone activation.

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Question

How do I activate my Visa gift card?

Community Answer

Usually it's activated at checkout when purchased. If not, there should be a phone number and website on the card that you can call or visit to activate the card.

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Question

Can I use a Visa gift card as a kid?

Community Answer

Yes, you can use this, as long as you are purchasing something that does not require I.D. such as alcohol or adult products.

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Question

Does getting a Visa gift card require an age limit?

Community Answer

No, you can go to a grocery store and buy one with cash, no I.D. is required.

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Question

Can I draw the money out of the Visa gift card?

Community Answer

If it says that it is ATM compatible on the back, then yes. If nothing is listed, don't risk it.

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Question

What do I put as a name when using it online?

Community Answer

Write your own name. It says cardholder on the card but you put your own name/parent's name if you’re a minor.

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Question

Is there a fee taken out?

Community Answer

No, there shouldn't be anything taken out of your balance. If so your card may be compromised.

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Question

Can I put cash onto a Visa gift card, like any other regular gift card?

Community Answer

You usually just purchase a Visa gift card, and the amount you purchased is the set balance. You cannot reload money onto most gift cards.

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Question

Can I use it in Costco?

Mystery899

Community Answer

Yes, you can, as U.S Costcos accept all Visa cards. Here are some other payment methods at Costco: cash, Costco shop cards, personal checks from Costco members, and a travelers check.

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Question

Can I buy a Visa gift card at 13?

Mystery899

Community Answer

You usually have to be 18 to get a Visa card. But, you can get a Visa card for a child under 18 as an authorized user on your account.

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Question

How do I use this in a restaurant?

Mystery899

Community Answer

When you're paying at a restaurant, you'll have to do some extra quick math. Next time tell the server to put about $40 dollars on the prepaid card towards the meal, and pay the remaining $60 with another card or cash. Then use the remaining $10 on the prepaid card for a different purchase.

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