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如何查询银行账户余额

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智能手机、信用卡和借记卡的使用已相当普及，我们也因此能更方便地访问自己的银行账户。但这也意味着，账户里的钱会用得越来越快。经常查询你的银行账户余额，检查账户近期的收入和支出项目，避免账户出现错误。你可以用自动提款卡、银行网站、银行手机应用或到银行网点进行查询。

方法 1

方法 1 的 4:

用自动提款机查询银行账户余额

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在找自动提款机之前，确保你已经激活了银行卡，并且知道你的私人密码。有时候，第一次在自动提款机上使用借记卡的时候需要进行激活。
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使用借记卡发卡银行的自动提款机不收费，但在大多数银行的机器上查询余额都不收费。
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你的私人密码是在开立账户的时候设置的六位数号码。然后看看上面出现的菜单选项，从这些选项中找出包含“余额”二字的选项。
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查看之后就可以返回，然后进行取款或者打印余额。
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记得索要凭条。你查询的余额将会印在凭条上。

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方法 2

方法 2 的 4:

在网上查询账户余额

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1
打开银行网站。 你可以在搜索引擎里输入银行或信用合作社的名称。点击他们的官方网站。
- 确保你是用安全的电脑进行登录。有些电脑会保存你的账户信息或保持你的登录状态。
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点击“登录”或“登入”。
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如果你以前从来没有访问过这个网站，或许能用借记卡号码进行登录。然后，系统会让你设置用户名、密码和安全问题，方便日后使用。
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选择支票账户、储蓄账户或投资账户。
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大多数网站都有电子账单，你可以从网站上下载。
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如果你用的是公共电脑，找到浏览器的历史，然后删掉缓存。这样能保证网上银行账户的安全。

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方法 3

方法 3 的 4:

用手机应用查询账户余额

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客服电话通常可以在借记卡的背面找到。 ^{[1]
X
研究来源}
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将免费应用下载到手机。
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输入网上银行账户的用户名和密码。第一次登陆的方法和在网上查询余额的方法一样。
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上面会列出你的有效账户和账户余额。你可能会一直保持这个账户的登陆状态一段时间，所以要时刻小心保管好自己的手机。

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方法 4

方法 4 的 4:

在银行网点查询账户余额

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向银行工作人员出示你的身份证和借记卡。只需要提供你的身份证和账户密码即可。
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很多支票账户要求你自行选择订阅，因为电子账单涉及纸张和邮寄费用。确认订阅账单通知需不需要付费。

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你需要准备

提款卡或借记卡
智能手机
身份证
纸质账单

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参考

↑ http://www.nerdwallet.com/blog/banking/mobile-banking/

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