Skip to Content

登陆/注册

如何查询银行账户余额

下载PDF文件

下载PDF文件

智能手机、信用卡和借记卡的使用已相当普及，我们也因此能更方便地访问自己的银行账户。但这也意味着，账户里的钱会用得越来越快。经常查询你的银行账户余额，检查账户近期的收入和支出项目，避免账户出现错误。你可以用自动提款卡、银行网站、银行手机应用或到银行网点进行查询。

方法 1

方法 1 的 4:

用自动提款机查询银行账户余额

下载PDF文件

{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/9\/95\/Check-Your-Bank-Balance-Step-1.jpg\/v4-460px-Check-Your-Bank-Balance-Step-1.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/9\/95\/Check-Your-Bank-Balance-Step-1.jpg\/v4-728px-Check-Your-Bank-Balance-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}

在找自动提款机之前，确保你已经激活了银行卡，并且知道你的私人密码。有时候，第一次在自动提款机上使用借记卡的时候需要进行激活。
{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/2\/28\/Check-Your-Bank-Balance-Step-2.jpg\/v4-460px-Check-Your-Bank-Balance-Step-2.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/2\/28\/Check-Your-Bank-Balance-Step-2.jpg\/v4-728px-Check-Your-Bank-Balance-Step-2.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}

使用借记卡发卡银行的自动提款机不收费，但在大多数银行的机器上查询余额都不收费。
{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/9\/92\/Check-Your-Bank-Balance-Step-3.jpg\/v4-460px-Check-Your-Bank-Balance-Step-3.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/9\/92\/Check-Your-Bank-Balance-Step-3.jpg\/v4-728px-Check-Your-Bank-Balance-Step-3.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}

你的私人密码是在开立账户的时候设置的六位数号码。然后看看上面出现的菜单选项，从这些选项中找出包含“余额”二字的选项。
{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/d\/d8\/Check-Your-Bank-Balance-Step-4.jpg\/v4-460px-Check-Your-Bank-Balance-Step-4.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/d\/d8\/Check-Your-Bank-Balance-Step-4.jpg\/v4-728px-Check-Your-Bank-Balance-Step-4.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}

查看之后就可以返回，然后进行取款或者打印余额。
{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/4\/49\/Check-Your-Bank-Balance-Step-5.jpg\/v4-460px-Check-Your-Bank-Balance-Step-5.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/4\/49\/Check-Your-Bank-Balance-Step-5.jpg\/v4-728px-Check-Your-Bank-Balance-Step-5.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}

记得索要凭条。你查询的余额将会印在凭条上。

广告

方法 2

方法 2 的 4:

在网上查询账户余额

下载PDF文件

{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/d\/db\/Check-Your-Bank-Balance-Step-6.jpg\/v4-460px-Check-Your-Bank-Balance-Step-6.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/d\/db\/Check-Your-Bank-Balance-Step-6.jpg\/v4-728px-Check-Your-Bank-Balance-Step-6.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}

1
打开银行网站。 你可以在搜索引擎里输入银行或信用合作社的名称。点击他们的官方网站。
- 确保你是用安全的电脑进行登录。有些电脑会保存你的账户信息或保持你的登录状态。
{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/b\/be\/Check-Your-Bank-Balance-Step-7.jpg\/v4-460px-Check-Your-Bank-Balance-Step-7.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/b\/be\/Check-Your-Bank-Balance-Step-7.jpg\/v4-728px-Check-Your-Bank-Balance-Step-7.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}

点击“登录”或“登入”。
{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/3\/37\/Check-Your-Bank-Balance-Step-8.jpg\/v4-460px-Check-Your-Bank-Balance-Step-8.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/37\/Check-Your-Bank-Balance-Step-8.jpg\/v4-728px-Check-Your-Bank-Balance-Step-8.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}

如果你以前从来没有访问过这个网站，或许能用借记卡号码进行登录。然后，系统会让你设置用户名、密码和安全问题，方便日后使用。
{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/1\/1d\/Check-Your-Bank-Balance-Step-9.jpg\/v4-460px-Check-Your-Bank-Balance-Step-9.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/1\/1d\/Check-Your-Bank-Balance-Step-9.jpg\/v4-728px-Check-Your-Bank-Balance-Step-9.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}

选择支票账户、储蓄账户或投资账户。
{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/4\/4e\/Check-Your-Bank-Balance-Step-10.jpg\/v4-460px-Check-Your-Bank-Balance-Step-10.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/4\/4e\/Check-Your-Bank-Balance-Step-10.jpg\/v4-728px-Check-Your-Bank-Balance-Step-10.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}

大多数网站都有电子账单，你可以从网站上下载。
{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/5\/56\/Check-Your-Bank-Balance-Step-11.jpg\/v4-460px-Check-Your-Bank-Balance-Step-11.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/5\/56\/Check-Your-Bank-Balance-Step-11.jpg\/v4-728px-Check-Your-Bank-Balance-Step-11.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}

如果你用的是公共电脑，找到浏览器的历史，然后删掉缓存。这样能保证网上银行账户的安全。

广告

方法 3

方法 3 的 4:

用手机应用查询账户余额

下载PDF文件

{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/a\/a7\/Check-Your-Bank-Balance-Step-12.jpg\/v4-460px-Check-Your-Bank-Balance-Step-12.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/a\/a7\/Check-Your-Bank-Balance-Step-12.jpg\/v4-728px-Check-Your-Bank-Balance-Step-12.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}

客服电话通常可以在借记卡的背面找到。 ^{[1]
X
研究来源}
{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/4\/4b\/Check-Your-Bank-Balance-Step-13.jpg\/v4-460px-Check-Your-Bank-Balance-Step-13.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/4\/4b\/Check-Your-Bank-Balance-Step-13.jpg\/v4-728px-Check-Your-Bank-Balance-Step-13.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}

将免费应用下载到手机。
{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/0\/02\/Check-Your-Bank-Balance-Step-14.jpg\/v4-460px-Check-Your-Bank-Balance-Step-14.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/0\/02\/Check-Your-Bank-Balance-Step-14.jpg\/v4-728px-Check-Your-Bank-Balance-Step-14.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}

输入网上银行账户的用户名和密码。第一次登陆的方法和在网上查询余额的方法一样。
{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/2\/2f\/Check-Your-Bank-Balance-Step-15.jpg\/v4-460px-Check-Your-Bank-Balance-Step-15.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/2\/2f\/Check-Your-Bank-Balance-Step-15.jpg\/v4-728px-Check-Your-Bank-Balance-Step-15.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}

上面会列出你的有效账户和账户余额。你可能会一直保持这个账户的登陆状态一段时间，所以要时刻小心保管好自己的手机。

广告

方法 4

方法 4 的 4:

在银行网点查询账户余额

下载PDF文件

{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/3\/36\/Check-Your-Bank-Balance-Step-16.jpg\/v4-460px-Check-Your-Bank-Balance-Step-16.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/36\/Check-Your-Bank-Balance-Step-16.jpg\/v4-728px-Check-Your-Bank-Balance-Step-16.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}
{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/b\/b6\/Check-Your-Bank-Balance-Step-17.jpg\/v4-460px-Check-Your-Bank-Balance-Step-17.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/b\/b6\/Check-Your-Bank-Balance-Step-17.jpg\/v4-728px-Check-Your-Bank-Balance-Step-17.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}

向银行工作人员出示你的身份证和借记卡。只需要提供你的身份证和账户密码即可。
{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/c\/c9\/Check-Your-Bank-Balance-Step-18.jpg\/v4-460px-Check-Your-Bank-Balance-Step-18.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/c\/c9\/Check-Your-Bank-Balance-Step-18.jpg\/v4-728px-Check-Your-Bank-Balance-Step-18.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}
{"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/b\/bd\/Check-Your-Bank-Balance-Step-19.jpg\/v4-460px-Check-Your-Bank-Balance-Step-19.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/b\/bd\/Check-Your-Bank-Balance-Step-19.jpg\/v4-728px-Check-Your-Bank-Balance-Step-19.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"<div class=\"mw-parser-output\"><\/div>"}

很多支票账户要求你自行选择订阅，因为电子账单涉及纸张和邮寄费用。确认订阅账单通知需不需要付费。

广告

你需要准备

提款卡或借记卡
智能手机
身份证
纸质账单

你可能还喜欢

广告

参考

↑ http://www.nerdwallet.com/blog/banking/mobile-banking/

关于本wikiHow

wikiHow是一个“多人协作写作系统”，因此我们的很多文章都是由多位作者共同创作的。为了创作这篇文章，志愿作者多次对文章进行了编辑和改进。这篇文章已经被读过70,425次。

分类: 金融与商业

印度尼西亚语

打印

本页面已经被访问过70,425次。

这篇文章对你有帮助吗？

广告

-

-

374

.mwimg a.image{display:none}#header_logo{display:none}#cse-search-box{display:none}#cse-search-box-noscript{display:block !important}#cse-search-box-noscript .cse_q{color:#FFF;background-color:#B3CE9C}.wh_search .cse_q{width:88%}#mw-mf-main-menu-button{display:none;visibility:hidden}.header .search{display:none}#search_footer .cse_sa{background-image:url(/extensions/wikihow/mobile/images/white_mag.png);background-size:22px}.related_box{display:block;background:#EEE;border:5px solid #FFF;vertical-align:bottom;width:127px;background-size:180px;float:left;height:120px;position:relative}.related_box p{line-height:15px !important;font-size:13px;background-color:rgba(67,95,44,.4);color:#FFF;font-weight:bold;padding:8px;margin:0 !important;position:absolute;bottom:0}#noscript_header_logo{display:table-cell;vertical-align:middle;background-position:50% 77%;background-repeat:no-repeat;background-image:url(/extensions/wikihow/mobile/images/wikihow_logo_230.png);background-size:105px;width:auto;height:51px;padding:0 14px}.articleinfo{display:none}#iorg_free_data{z-index:50;width:100%;position:fixed}#ara_recommendations{display:none}

Design a Mobile Website

View Site in Mobile | Classic

Share by: