How to Get Out of a Westgate Timeshare Mortgage

Co-authored by Hannah Park

Last Updated: May 3, 2023 References

Getting out of a Westgate Resorts timeshare can be daunting and may seem impossible, but there is hope. Unhappy timeshare owners have several different options: deed transfer, timeshare donation, rescission, timeshare resale, and timeshare cancellation. This article applies to the USA.

Method 1

Method 1 of 5:

Deed Transfer

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^{[1]
X
Research source} To transfer your Westgate Resorts timeshare deed, you must meet a couple of qualifications: your timeshare must be completely paid off, and you must be up to date on your maintenance fees or any other payments. ^{[2]
X
Research source}
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Try looking on the Better Business Bureau website by searching for "Timeshare Deed and/or Title Transfer" .

Method 2

Method 2 of 5:

Timeshare Donation

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This is another option to get rid of your timeshare. A donation works by allowing you to donate your timeshare to a charity for them to use, so you don't have to pay maintenance fees anymore.
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As with a deed transfer, your timeshare must be paid off in full and you must be up to date on your maintenance fees and payments to donate your timeshare. And don't let the word "donation" fool you; even though you're giving the timeshare to charity, you might still have to pay to donate the timeshare.
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^{[3]
X
Research source} There are different options for donating your timeshare, so approaching several companies is a good idea.

Method 3

Method 3 of 5:

Rescission

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Every timeshare contract allows for a cooling-off period called a rescission period. It varies state to state, but if you are still within that rescission period, you can easily and quickly get out of your timeshare contract without dealing with any third parties. ^{[4]
X
Research source} This wikiHow page will show you how.

Method 4

Method 4 of 5:

Timeshare Resale

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Most timeshares sell for a pitiful fraction of their original cost on the resale market. ^{[5]
X
Research source} And that is if they sell at all. There are hundreds of listings for timeshares on marketplace websites such as eBay, some going for as low as one penny.
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If you do want to resell your timeshare, be very wary of timeshare resale companies. They are notorious for scamming unwitting timeshare owners by charging upfront fees, then disappearing. ^{[6]
X
Research source}

Method 5

Method 5 of 5:

Timeshare Cancellation

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Timeshare cancellation is a different process than a deed transfer or timeshare donation. You do not need to have your timeshare paid off, or be up to date on your maintenance fees. Timeshare cancellation works by using consumer rights violations to cancel a timeshare contract. ^{[7]
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Research source}
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To be a candidate for a timeshare cancellation, you must have been the victim of lies or misrepresentations in the purchase of your timeshare. Some of the biggest lies timeshare salespeople tell are that buying a timeshare is an investment and that the timeshare will increase in value, that the price of the timeshare you are being offered is a "once in a lifetime opportunity", and that you'll be able to rent your timeshare out when you aren't using it to make money.
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Find a timeshare cancellation company that is accredited with the Better Business Bureau to help cancel your Westgate timeshare. BBB accreditation is a good indicator of a legitimate business.

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Can I stop paying my timeshare?

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You can try following the steps in this article or consult a lawyer to do so.

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Is there a fee to transfer a deed?

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Transfer fees for recording a deed would be determined by local laws and circumstances. For instance, a gift deed may be a fixed fee and a sale deed may be a percentage of the sale price, on top of a minimum recording fee.

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How to Get Out of a Westgate Timeshare Mortgage

Steps

Deed Transfer

Timeshare Donation

Rescission

Timeshare Resale

Timeshare Cancellation

Community Q&A

Tips

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