Q&A for How to Apply for HUD Housing

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  • Question
    How do I apply online?
    Community Answer
    Follow the instructions listed in the article above.
  • Question
    I am a widow on disability. How do I find out if I qualify for HUD housing?
    Community Answer
    Look up the Housing Authority in the county you live in to check to see if you meet the income requirements. The website will also list phone numbers to contact someone in the town you are interested in. They will know if there is an opening on the current waiting list as well. Individuals that just receive disability would qualify income-wise.
  • Question
    Where do I get an application for HUD housing?
    Community Answer
    The HUD housing website.
  • Question
    Must I have a photo ID?
    Community Answer
    Yes, a government issued ID is required to prove identity and to do a necessary credit check.
  • Question
    Does a credit check need to be done to qualify for a HUD apartment?
    Community Answer
    A credit check does indeed need to be done to qualify. A credit check is done as part of the application process.
  • Question
    Does HUD have fixer-uppers for sale?
    Community Answer
    No, they do not sell houses. They (Housing Authority) provide housing units for qualified individuals to live in (for a limited time) who meet certain requirements. When individuals meet H.U.D. requirements, the family seeks an affordable place that meets the requirements of the program to rent on their own. There is a home ownership Assistance program for individuals that meet certain requirements. Once a family meets home ownership eligibility criteria, they are required to complete at least 8 hours of home buyers education. The family is to look for a place to purchase themselves after doing the above.
  • Question
    Can I get a loan or grant to pay for repairs on my house?
    Community Answer
    Yes, you can.
  • Question
    Can I apply for HUD housing if I have a felony on my record from several years ago?
    Community Answer
    Yes. In some places you may, though conditions are likely to vary, based on particular locations, as well as your offense.
  • Question
    Does being a federal felon disqualify me from getting HUD assistance?
    Community Answer
    Each housing authority will have slightly different locally applied qualifications and weighted preferences. Generally, simply being a felon is not sufficient to disqualify you, especially if you have been clear of new charges for over five years. Being on the lifetime sex offender list or an eviction for meth production will disqualify you in nearly all cases.
  • Question
    Can I submit an application via the internet?
    Community Answer
    In some states, yes, but in others, you are required to fill the application in person by scheduling an appointment.
  • Question
    Can I have a felony record for sexual assault and apply for HUD housing?
    Community Answer
    Yes, some felons can qualify for Section 8 HUD public housing, depending on the type of felony. Each state also administers their HUD/Section 8 programs in slightly different ways, which may disqualify some felons, particularly sex offenders.
  • Question
    Where can I get a HUD housing application?
    Community Answer
    Visit your local housing authority and ask for an application for public housing. They will ask you basic questions, then you'll receive the proper applications specifically tailored to your situation and those involved. They will schedule an appointment and you'll be told to bring your completed application and all required documents stated on the application.
  • Question
    Can roommates apply for housing together?
    Community Answer
    Yes. It's a separate application for each person age 18+, but you can share the same appointment.
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