How to Use Afterpay on Amazon: 2 Tried & True Workarounds

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Use your Afterpay account to buy on Amazon, even though it's not natively supported

Co-authored by Hannah Dillon Reviewed by Stan Kats

Last Updated: October 1, 2024 Fact Checked

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Single-Use Payment

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Gift Card

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Video

If you're an avid Amazon shopper, you may have realized that the popular payment method Afterpay isn't supported by the online retailer. While Amazon doesn't accept Afterpay directly, however, there are two workaround methods you can use to pay for your Amazon purchases using Afterpay: single-use payments and Amazon gift cards. Keep reading this article to learn more.

Things You Should Know

You can shop directly on the Afterpay app to buy Amazon items using a single-use payment, which functions exactly like a normal Afterpay payment.
Make sure to not save your Afterpay single-use payment as your default Amazon payment method, or your next Amazon purchase will be declined.
Some users can buy Amazon gift cards on Afterpay, though their availability may be limited by your location or Afterpay account age.

Method 1

Method 1 of 2:

Single-Use Payment

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1
Open the Afterpay app. You can use the Afterpay app to shop directly on Amazon, and you can pay with a single-use payment. Single-use payments are currently not available on Afterpay.com. ^{[1]
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- Single-use payments allow you to shop at retailers like Amazon that don't normally take Afterpay while still letting you pay in installments over six weeks, interest free.
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Shop on Amazon and add products to your cart. Simply shop on Amazon like you normally would through the Afterpay app.
- If you're not already logged in, Amazon will prompt you to do so now.
Confirm your contact details and shipping address.
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Select Add a credit or debit card at the payment screen. The Buy now, pay later button at the bottom of the screen will activate.
- If you've used other payment methods on your Amazon account before, you will need to tap Payment method , then + Add new in the upper right-hand corner to see the Add a credit or debit card option.
- Ensure the default payment method box isn't checked. If it is, Amazon will try to use the single-use payment details for your next purchase, and it will be declined.
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Tap the Buy now, pay later button. Follow the on-screen prompts to enter your purchase amount including shipping and taxes and confirm the payment schedule.
- Afterpay will auto-fill the single-use payment details into the credit/debit card section on Amazon. If some of the info does not autofill, tap the Autopay button at the bottom of the screen and select Retry card details .
Your down payment will be authorized and the Amazon order will show up in your Afterpay app's Orders tab.
Once the order has been processed you can safely remove the payment details from your Amazon account to prevent using it again in the future, which will cause the order to decline.

Method 2

Method 2 of 2:

Gift Card

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1
Go to the Afterpay website. You can buy gift cards on Afterpay, which can then be used like cash at their respective retailers. Afterpay sells Amazon gift cards for denominations between $5 and $500.
- Amazon gift cards may not be available to you if you're a brand new customer, if you haven't consistently repaid on Afterpay previously, or if you're not in Pulse Rewards. Amazon gift cards may also not be available in every market at all times. ^{[2]
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The gift card will be delivered digitally via your email.
Place items in your cart like you normally would.
Proceed through the payment screen like you normally would.
Choose Enter a gift card or promotional code at the payment method screen. This is where you should enter the gift card number.
Amazon will process and ship your order, while you will be responsible for paying off the amount of the gift card to Afterpay.