Find out where insurance covers windshield repairs for free
If you have a crack or chip in your windshield, getting it repaired or replaced quickly is important for driving safely. If you live in Florida, Kentucky, or South Carolina and already have comprehensive insurance, your windshield replacement is free and has zero deductible. While other states may not offer free windshield repairs with a standard insurance plan, they may have separate coverage you can add. Keep reading to learn more about where your windshield is covered, and if you can get by with a repair instead of a replacement.
Things You Should Know
- Florida, Kentucky, and South Carolina waive deductibles and have no out-of-pocket costs on windshield replacements if you have comprehensive insurance.
- Insurance providers in Arizona, Connecticut, Massachusetts, Minnesota, and New York may offer zero- or low-deductible glass coverage to replace windshields.
- Have your windshield repaired if the damage is smaller than a dollar bill and not blocking visibility. Insurance providers may waive deductibles on repairs.
Steps
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Tips
- Repair or replace your windshield as soon as you notice the damage so it doesn’t spread any further.Thanks
- States like Texas and California may offer zero-deductible insurance plans as part of their comprehensive coverage, but they are not required by law and coverage may vary between providers.Thanks
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Warnings
- It’s illegal in most places to drive with a windshield that obstructs your vision, so get yours replaced quickly to avoid getting a ticket. [10] X Research sourceThanks
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References
- ↑ https://www.insurancejournal.com/magazines/features/2012/07/02/253290.htm
- ↑ https://difi.az.gov/consumer/i/auto/miscellaneous
- ↑ https://www.insurancejournal.com/magazines/features/2012/07/02/253290.htm
- ↑ https://www.mass.gov/doc/understanding-whether-your-auto-coverage-pays-for-damage-to-your-windshield/download
- ↑ https://www.revisor.mn.gov/statutes/cite/65B.134
- ↑ https://blog.nycm.com/2021/02/insurance-coverages-for-beginners.html
- ↑ https://www.iii.org/article/what-covered-basic-auto-insurance-policy
- ↑ https://www.insurancejournal.com/magazines/features/2012/07/02/253290.htm
- ↑ https://autoglassfitters.com/1969/repair-replace-damaged-windshield/
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