Q&A for How to Send Money via PayPal

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Question

How does money received through PayPal become cash?

Community Answer

You can transfer money from your PayPal account to your bank account, then take out cash from your bank account if needed. Or you can just use PayPal to shop online at many sites.

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Question

How can I add a balance to my PayPal account from my bank account with my ATM card?

Community Answer

This is generally not necessary (PayPal will automatically withdraw from your bank account when you make a payment), but if you want, you can add funds to your PayPal account before you send money. Click on the "Add Funds" tab on your account page to move money from a linked account to your PayPal account.

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Question

Is it safe to send your email address?

Community Answer

Yes, because that is how the person sending you money knows who to tell PayPal to pay. It's an email address, which you can create for free, or just for use with PayPal so it's not like they will get personal information about you.

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Question

if I send money to the wrong account, can I get it back, and how?

Community Answer

Yes, you can open a case in the Resolution Center on the PayPal website, describe the problem, and they will reverse the transaction if necessary.

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Question

If my credit card is not linked, do I still get money?

Community Answer

If your account is verified by bank transfer or other means, then yes. Otherwise, no.

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Question

Where do I input the seller code on my account?

Community Answer

In the "recent transactions" page on PayPal, there should be an option to enter in a seller code.

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Question

Do I pay in AU dollars to US account?

Community Answer

There may be a fee for conversion of currencies, so if you have USD then it may be better to pay with that.

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Question

How does the person on the other end receive their money?

Community Answer

They will have registered their bank information on their computer, and the money will be electronically transferred into their account.

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Question

How long does it take to receive funds?

Community Answer

If you are in the USA, it's very fast, usually the same day. If you are in another country, it can take 3-4 days, mainly because you have to request a conversion from USD to your currency, which takes a few days.

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Question

How do I send money to a person's bank account?

Community Answer

Ask the person for their PayPal information, then enter that info in the transfer section.

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Question

How does the person I send the money to get it out of their PayPal account?

Community Answer

If the person has a premium account, they can transfer the money from their PayPal account directly into their bank account. The person can also keep the money in their PayPal account, and use it to purchase other items online.

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Question

Can anyone else take money out of my account?

Community Answer

They would not be able to unless they have access to it. If you suspect unauthorized activity, contact PayPal Fraud Department and tell them what happened.

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Question

How do I know the person I'm sending money to is going to actually send me the item I'm buying?

Community Answer

You can ask the seller to send you the parcel's tracking code, if there is one, or you can ask them to send you a photo of the parcel with your address on it. In the end, you just have to trust the seller.

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Question

Can I send money directly to my daughter's checking account?

Community Answer

Yes, you should be able to send the money straight to her checking account.

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Question

If my bank account is linked to PayPal, can I pay money directly from my bank account through PayPal?

Community Answer

Yes. If PayPal sees that you don't have money in your account, it will get the money directly from your bank account or credit card that is linked to the PayPal account.

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Question

How do I use PayPal if the recipient doesn't have a PayPal account?

Community Answer

Use PayPal to put money into your regular bank account, and then use that to either transfer money to their account, or take out money to give to them.

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Question

What if I send money to someone, but they don't send me what I bought? Can I get my money back if the person already received it?

Community Answer

If you paid with PayPal, you can open a dispute at the Resolution Center.

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