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There are many different types of fruit trees available in Animal Crossing: City Folk. One type of fruit tree is a coconut tree, which thrives in tropical areas. This tree requires a few special procedures in order for it to grow.

Part 1
Part 1 of 3:

Acquiring a Coconut

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  1. Coconuts have a chance to be washed up on the beach in Animal Crossing: City Folk. They will wash up on the shore just like the seashells do. If you want a coconut, go check the beach every day to see if any have washed up. Make sure you pick it up and don't sell it.
  2. Compose letters to other townsfolk with the message "How are you?" and attach a fruit as a gift. Send the letters at the post office in the town hall. Wait until the next day, for mail from each NPC that received a gift. Remove the present from each letter to the inventory for a chance to receive a coconut.
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  3. “Mom” will periodically send letters with presents attached, including a coconut. Remove the present from her letter to the inventory for a chance to receive a coconut.
  4. If a friend has a coconut tree, visit their town and pick up a coconut. A Nintendo friend code is needed in order to visit a friend's town. Speak with Copper at the main gate to register specific friends. Each friend will need to open the gate to their town by talking to Copper, as well.
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Part 2
Part 2 of 3:

Planting the Coconut

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  1. Coconuts must be planted within 10 spaces of the beach shoreline, but not in the sand.
  2. A tree won't thrive if you plant it too close to another tree, rocks, or building. Make sure there is at least one space between your tree and any of these items. Otherwise, your tree will die.
  3. Once you find the perfect spot for your tree, go ahead and dig a hole using the shovel, which can be purchased at Tom Nook's store.
  4. When the hole is there, go into your inventory and select the coconut. The option “Bury” will become available. Click this, and bury the coconut to grow a tree.
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Part 3
Part 3 of 3:

Harvesting the Coconut

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  1. After you plant a tree, it will take three days for it to grow and start bearing fruit. So, you'll need to wait at least three days before you can check your new coconut tree.
  2. Fruit grows every three days, so after you shake a tree to get it's fruit, it won't have more fruit for another three days. Keep this in mind when harvesting from your trees.
  3. Once you can see the two coconuts on your tree, you can harvest it! Shake the tree by facing it and pressing A. The fruit will fall to the ground, where you can then pick it up and place it in your inventory using the Wiimote.
    • Now that you have the fruit, you can use it to plant more coconut trees. You can also sell it to Tom Nook for 500 Bells each, give it to your villagers, or store it in your house.
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