Q&A for How to Rent a Car Without a Credit Card

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Question

I need to rent a van for a day trip. How do I find the car rental companies that will accept debit cards?

Community Answer

Almost all companies will accept debit cards, as long as it associated with a major credit card. Debit cards you get from your bank will have a Visa, Mastercard, or another logo on the card. You can always call and ask.

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Question

I don't have a credit card or debit card, can I rent a car in the US?

Community Answer

Some companies will allow you to pay cash (but they are likely to be independent operators or companies that rent very low-end cars). Some regular companies allow someone else to pay for the car with a credit card and you to drive it. Not all do, so check around.

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Question

Can I use someone else's credit card with my ID to rent a car?

Community Answer

It will depend on where you are renting the car, as each place will have a different policy. In most cases, however, you will not be able to. Most companies will require that the names on the driver's license and credit card match.

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Question

Can my husband pay for my rental car with his card?

Community Answer

Some companies allow this. Most don't. Check around. Some rental companies don't charge additional driver fees for spouses--so your husband could rent the car using his credit card and add you on as a secondary driver.

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Question

Can I pay with a credit card that I'm an authorized user on?

Cherie Walker

Community Answer

The card must have your name on it, or the name of someone who will be present to be named as a driver.

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Question

How do I find out if a car rental place will let me rent a car for cash?

Cherie Walker

Community Answer

No suppliers will accept cash. A debit card or credit card is needed to make payment.

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Question

Will my brother be able to send a car for me to use if he pays for it in advance?

Cherie Walker

Community Answer

He can pay for it but he would have to be there when its collected to do the paperwork.

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Question

How do I rent a car if I have a credit card, but no cash for deposit?

Community Answer

You can't.

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Question

Can I rent a car with my credit card even if it is maxed out?

Community Answer

This may depend on your credit card company's rules. Some credit card companies will authorize a purchase even if it's over your limit by a certain amount, and others won't. This is going to be problematic if the rental car company requires a hold on your card, for incidentals, and potential damage, which many do. However, some companies will let you pay a deposit in cash and use the card to verify your identity. So it's possible but harder, and you will need to check around.

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Question

Can my mom be present and pay to rent a car that I will be driving?

Cherie Walker

Community Answer

Yes, but only if she is a named driver on the rental agreement. The rental needs to be in the same name as the payment card. Some suppliers offer this for free.

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Question

Is it possible for me to rent a car with no cash or credit card?

Community Answer

If you have a debit card, then yes, but you need some form of payment to be able to rent something.

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Question

Can I pay for someone's rental car without me having a driver's license?

Cherie Walker

Community Answer

No, you will need to be named as a driver of the vehicle. Without a license this isn't possible.

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Question

What can I do when picking up a rental car that was rented with another person's credit card?

Cherie Walker

Community Answer

This is not possible, unless the other person is present or if it was hired on a corporate credit card and you are a signatory.

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Question

Can I have someone else use a credit card online to rent a car for me?

Cherie Walker

Community Answer

No, they will need to be present at the time of collection to be named as a driver of the vehicle.

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Question

Can I sign for someone else to rent a car?

Cherie Walker

Community Answer

You can, but only if you are a named driver on the rental agreement.

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Question

Can I still rent a card if someone else's debit card is used?

Cherie Walker

Community Answer

The only way to do this is to list them as the main driver and you as an additional driver.

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Question

Can I rent a car with only a debit card if I have the funds available?

Community Answer

Not all suppliers offer this, but there are now many that do. Speak to your rental broker, who will find the best solution for you.

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