Finding your bank account and routing numbers is easy to do, even if you don't have access to a check. There are several ways you can locate the numbers, including online, and we'll walk you through each one step by step. Keep reading to learn how to find your bank account and routing numbers online, on a check, or through your mobile banking app.
Steps
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Find the 2nd series of numbers on the bottom of a check if you have one. The first series of numbers printed on the left-hand side of the bottom of a check is the bank’s 9-digit routing number. The second series of numbers, usually 10-12 digits, is your account number . The third and shortest series of numbers printed at the bottom is the check number. [1] X Research source
- The number will be bracketed by a pair of identical symbols. For instance, the number may look like this: “⑆0123456789⑆”
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View a digital or paper bank statement if they’re easily accessible. Your account number will be printed on each bank statement you receive, whether it arrived in your inbox online or in your mailbox as a paper statement. Find a recent bank statement and look for a 10-12 digit number labeled “Account Number.” It’s usually located at the top of the document on either the right- or left-hand side. [2] X Research sourceAdvertisement
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Use a mobile banking website or app to find the number online. Navigate to your bank’s website on a computer or open up their mobile app on your phone or tablet. Sign in and click on the tab to view a summary of your account. Usually, the account number will be listed on this page. If it’s not, search through the website or use the “Help” function to find it. [3] X Research source
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Contact your bank if all else fails. Call the number on the back of your credit or debit card or look up their customer service number online. You’ll likely have to provide your name, address, and social security number so they can verify your identity. Then, they’ll tell you your account number. [4] X Trustworthy Source US Consumer Financial Protection Bureau U.S. government agency for protecting consumers in the financial sector Go to source
- If you write the number down, be sure to store it in a safe place, like your wallet or a filing cabinet.
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Use a secure Internet connection to access your accounts online. Though you may be tempted to check your bank account in a coffee shop, store, or train station, you really shouldn’t. Using an unsecure wireless connection can put you at risk for identity theft. Only access your accounts online or through a mobile app when you have access to a secure Internet connection.
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Provide your account number only on secure websites. If you need to provide your account number online to pay bills or transfer funds, make sure the website is secure. The website address should begin with “https” as the “s” stands for “secure.” You should also look for an icon of a lock and/or the word “Secure” in the top left corner of the address bar before providing your account number.
- If none of these things are present, don’t enter your account number as your information may not be kept confidential.
- You should not need to provide your account number for online shopping , so be wary of sites that ask you to.
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Keep track of your checks and bank statements. Don’t leave your checkbook or bank statements lying around your home or car. Instead, open and view the statements when they arrive, then store them and any other papers with your account information on them in a safe place, such as a filing cabinet. Also, keep your checkbook in a secure location. Don’t forget to shred, rather than simply recycle or toss out, old checks and bank statements to keep others from learning your account information. [5] X Trustworthy Source Federal Trade Commission Website with up-to-date information for consumers from the Federal Trade Commisson Go to source
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Monitor your account regularly for fraud . It’s important to look through the bank statements for your checking and savings accounts on a regular basis. Make sure you’ve been charged appropriately for all purchases. If you see any charges that you haven’t authorized, contact your bank immediately for more information. [6] X Research source
Community Q&A
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QuestionHow can I get my account number without going inside the bank?EricTop AnswererSome banks may release your account number over the phone after verifying your identity. Alternatively, you may be able to find the account number from your original account agreement when you opened the account.
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QuestionHow can I use the account number to determine what bank holds the account?EricTop AnswererYou cannot determine from the account number alone what bank holds the account. You can, however, determine what bank holds the account from the routing number (9-digit number for banks in the United States).
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QuestionHow do I find my bank account number if I don't have checks?EricTop AnswererYou should be able to obtain your account number from your account agreement when you originally opened the account, if you still have the paperwork. Otherwise, you can contact your bank by phone or stop in in-person to ask what your account number is.
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Tips
References
- ↑ https://espanol.nationwide.com/lc/resources/personal-finance/articles/routing-and-account-numbers
- ↑ https://www.usbank.com/bank-accounts/checking-accounts/checking-customer-resources/aba-routing-number.html
- ↑ https://www.wellsfargo.com/help/routing-number/
- ↑ https://www.consumerfinance.gov/about-us/blog/online-mobile-banking-tips-beginners/
- ↑ https://www.consumer.ftc.gov/blog/2015/05/pack-rats-guide-shredding
- ↑ https://www.forbes.com/advisor/banking/how-to-protect-your-online-banking-information/
About This Article
If you have a checkbook, you can find your bank account number listed as the second series of numbers, usually 10-12 digits, on the bottom of the check. If you can access your bank statements online or have paper copies, look for your account number printed at the top of each statement. If you use your bank’s website or mobile app, check the “Account Summary” page to find your account number. If you prefer to speak to someone in person, call your bank directly and ask them to provide your account number. For tips on keeping your account number safe, read on!
Reader Success Stories
- "This article has helped me a lot because I didn't know how to get my account number without going to the branch. And now I know who to share my account number with. Thanks a lot." ..." more