如何通过西联汇款收钱

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共同创作者是 Hannah Cole

参考

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西联汇款是一种便捷的收款方式，能方便你接收亲友和老板的转账。西联汇款可以在2-5个工作日内把钱直接转到银行账户，或者在几分钟内转到手机钱包，还可以在西联汇款的任何合作网点直接取现，通常汇款后一天内就能收到。把你的准确信息和最便利的收款方法提供给汇款人，然后让汇款人在转账后把监控号告诉你。

方法 1
方法 1 的 3:

转账到银行

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    汇款人需要银行名称、银行卡号、银行代码才能给你转账。如果对方是你信任的熟人或者是合法的知名公司，你才可以把这些信息发给对方。 [1]
    • 你可以打电话或登录银行网站查询卡号和银行代码。
  2. {"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/1\/11\/Receive-Money-from-Western-Union-Step-2.jpg\/v4-460px-Receive-Money-from-Western-Union-Step-2.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/1\/11\/Receive-Money-from-Western-Union-Step-2.jpg\/v4-728px-Receive-Money-from-Western-Union-Step-2.jpg","smallWidth":460,"smallHeight":334,"bigWidth":728,"bigHeight":529,"licensing":"<div class=\"mw-parser-output\"><\/div>"}
    例如，如果你的银行账户是William H. Smith，而你的朋友在转账申请表上写的是“Billy Smith”，那你就无法收到这笔钱，一定要确认对方知道你正确的全名。 [2]
  3. {"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/3\/38\/Receive-Money-from-Western-Union-Step-3.jpg\/v4-460px-Receive-Money-from-Western-Union-Step-3.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/38\/Receive-Money-from-Western-Union-Step-3.jpg\/v4-728px-Receive-Money-from-Western-Union-Step-3.jpg","smallWidth":460,"smallHeight":334,"bigWidth":728,"bigHeight":529,"licensing":"<div class=\"mw-parser-output\"><\/div>"}
    打电话或在银行网站上查看这些信息。 [3]
  4. {"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/4\/4d\/Receive-Money-from-Western-Union-Step-4.jpg\/v4-460px-Receive-Money-from-Western-Union-Step-4.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/4\/4d\/Receive-Money-from-Western-Union-Step-4.jpg\/v4-728px-Receive-Money-from-Western-Union-Step-4.jpg","smallWidth":460,"smallHeight":334,"bigWidth":728,"bigHeight":529,"licensing":"<div class=\"mw-parser-output\"><\/div>"}
    在大多数的情况中，钱会在2-5个工作日内直接转到你的银行账户。汇款人会拿到一张收据，上面会注明预计到账时间。 [4]
  5. {"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/d\/db\/Receive-Money-from-Western-Union-Step-5.jpg\/v4-460px-Receive-Money-from-Western-Union-Step-5.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/d\/db\/Receive-Money-from-Western-Union-Step-5.jpg\/v4-728px-Receive-Money-from-Western-Union-Step-5.jpg","smallWidth":460,"smallHeight":334,"bigWidth":728,"bigHeight":529,"licensing":"<div class=\"mw-parser-output\"><\/div>"}
    登录线上账户、打电话或者亲自去银行看钱有没有到账。到账日期不会超过5天或收据上的预计日期。 [5]
  6. {"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/7\/73\/Receive-Money-from-Western-Union-Step-6.jpg\/v4-460px-Receive-Money-from-Western-Union-Step-6.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/7\/73\/Receive-Money-from-Western-Union-Step-6.jpg\/v4-728px-Receive-Money-from-Western-Union-Step-6.jpg","smallWidth":460,"smallHeight":334,"bigWidth":728,"bigHeight":529,"licensing":"<div class=\"mw-parser-output\"><\/div>"}
    汇款人拿到的收据上有一个汇款监控号，你可以凭这个号码在西联汇款的网站或应用上查看转账详情。 [6]
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方法 2
方法 2 的 3:

到西联汇款的网点取现

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  1. {"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/3\/36\/Receive-Money-from-Western-Union-Step-7.jpg\/v4-460px-Receive-Money-from-Western-Union-Step-7.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/36\/Receive-Money-from-Western-Union-Step-7.jpg\/v4-728px-Receive-Money-from-Western-Union-Step-7.jpg","smallWidth":460,"smallHeight":334,"bigWidth":728,"bigHeight":529,"licensing":"<div class=\"mw-parser-output\"><\/div>"}
    即使你身份证的住址与目前住址不一样，也要提供身份证上的住址。 [7]
  2. {"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/e\/e7\/Receive-Money-from-Western-Union-Step-8.jpg\/v4-460px-Receive-Money-from-Western-Union-Step-8.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/e\/e7\/Receive-Money-from-Western-Union-Step-8.jpg\/v4-728px-Receive-Money-from-Western-Union-Step-8.jpg","smallWidth":460,"smallHeight":334,"bigWidth":728,"bigHeight":529,"licensing":"<div class=\"mw-parser-output\"><\/div>"}
    询问转款人姓名及住址，你取现的时候得提供这些信息。 [8]
  3. {"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/0\/08\/Receive-Money-from-Western-Union-Step-9.jpg\/v4-460px-Receive-Money-from-Western-Union-Step-9.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/0\/08\/Receive-Money-from-Western-Union-Step-9.jpg\/v4-728px-Receive-Money-from-Western-Union-Step-9.jpg","smallWidth":460,"smallHeight":334,"bigWidth":728,"bigHeight":529,"licensing":"<div class=\"mw-parser-output\"><\/div>"}
    汇款后，让对方把收据上的汇款监控号告诉你，这样你就能查询转账情况以及可以取现的时间。 [9]
    • 汇款人收据上会列出预计到账日期。尽管如此，你取现之前最好还是查询一下转账情况，看看是否已经到账。 [10]
  4. {"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/7\/78\/Receive-Money-from-Western-Union-Step-10.jpg\/v4-460px-Receive-Money-from-Western-Union-Step-10.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/7\/78\/Receive-Money-from-Western-Union-Step-10.jpg\/v4-728px-Receive-Money-from-Western-Union-Step-10.jpg","smallWidth":460,"smallHeight":334,"bigWidth":728,"bigHeight":529,"licensing":"<div class=\"mw-parser-output\"><\/div>"}
    任何网点都可以取钱，用西联汇款的线上工具（ https://locations.westernunion.com/ ）查看离你最近的网点。
  5. {"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/0\/0d\/Receive-Money-from-Western-Union-Step-11.jpg\/v4-460px-Receive-Money-from-Western-Union-Step-11.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/0\/0d\/Receive-Money-from-Western-Union-Step-11.jpg\/v4-728px-Receive-Money-from-Western-Union-Step-11.jpg","smallWidth":460,"smallHeight":334,"bigWidth":728,"bigHeight":529,"licensing":"<div class=\"mw-parser-output\"><\/div>"}
    要使用有效的身份证。 [11]
  6. {"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/5\/5c\/Receive-Money-from-Western-Union-Step-12.jpg\/v4-460px-Receive-Money-from-Western-Union-Step-12.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/5\/5c\/Receive-Money-from-Western-Union-Step-12.jpg\/v4-728px-Receive-Money-from-Western-Union-Step-12.jpg","smallWidth":460,"smallHeight":334,"bigWidth":728,"bigHeight":529,"licensing":"<div class=\"mw-parser-output\"><\/div>"}
    在有些国家或地区，你可能还得回答汇款人提前告诉你的安全问题。 [12]
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方法 3
方法 3 的 3:

用手机钱包应用收钱

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  1. {"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/a\/ae\/Receive-Money-from-Western-Union-Step-13.jpg\/v4-460px-Receive-Money-from-Western-Union-Step-13.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/a\/ae\/Receive-Money-from-Western-Union-Step-13.jpg\/v4-728px-Receive-Money-from-Western-Union-Step-13.jpg","smallWidth":460,"smallHeight":334,"bigWidth":728,"bigHeight":529,"licensing":"<div class=\"mw-parser-output\"><\/div>"}
    一些手机已经预装了手机钱包，看看你的手机里有没有。如果没有，那就去应用商店下载一个。苹果支付、三星支付、安卓支付都是常见的手机钱包。 [13]
  2. {"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/3\/3a\/Receive-Money-from-Western-Union-Step-14.jpg\/v4-460px-Receive-Money-from-Western-Union-Step-14.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/3a\/Receive-Money-from-Western-Union-Step-14.jpg\/v4-728px-Receive-Money-from-Western-Union-Step-14.jpg","smallWidth":460,"smallHeight":334,"bigWidth":728,"bigHeight":529,"licensing":"<div class=\"mw-parser-output\"><\/div>"}
    安装好手机钱包之后，应用会提示你输入信用卡或借记卡信息，以便用于收款或汇款。
  3. {"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/c\/c7\/Receive-Money-from-Western-Union-Step-15.jpg\/v4-460px-Receive-Money-from-Western-Union-Step-15.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/c\/c7\/Receive-Money-from-Western-Union-Step-15.jpg\/v4-728px-Receive-Money-from-Western-Union-Step-15.jpg","smallWidth":460,"smallHeight":334,"bigWidth":728,"bigHeight":529,"licensing":"<div class=\"mw-parser-output\"><\/div>"}
    与亲自取现或直接转到银行不同，汇款人只需要你的手机号码就能把钱转到你的手机钱包。如果是跨国汇款，一定要提供国家代码。 [14]
  4. {"smallUrl":"https:\/\/www.wikihow.com\/images_en\/thumb\/0\/0d\/Receive-Money-from-Western-Union-Step-16.jpg\/v4-460px-Receive-Money-from-Western-Union-Step-16.jpg","bigUrl":"https:\/\/www.wikihow.com\/images\/thumb\/0\/0d\/Receive-Money-from-Western-Union-Step-16.jpg\/v4-728px-Receive-Money-from-Western-Union-Step-16.jpg","smallWidth":460,"smallHeight":334,"bigWidth":728,"bigHeight":529,"licensing":"<div class=\"mw-parser-output\"><\/div>"}
    手机银行通常只需要几分钟就能到账，但是汇款金额、目的地国家或地区、货币管制等因素会导致到账时间延长。 [15]
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参考

  1. ↑ https://wucare.westernunion.com/care/s/article/Sending-money-directly-to-a-bank-account?language=en_US
  2. ↑ https://wucare.westernunion.com/care/s/article/Sending-money-directly-to-a-bank-account?language=en_US
  3. ↑ https://wucare.westernunion.com/care/s/article/Sending-money-directly-to-a-bank-account?language=en_US
  4. ↑ https://wucare.westernunion.com/care/s/article/Will-the-receiver-be-notified-when-the-money-is-in-their-bank-account?language=en_US
  5. ↑ https://wucare.westernunion.com/care/s/article/Will-the-receiver-be-notified-when-the-money-is-in-their-bank-account?language=en_US
  6. ↑ https://wucare.westernunion.com/s/article/How-can-I-find-the-Money-Transfer-Control-Number-MTCN?language=en_US
  7. ↑ https://wucare.westernunion.com/care/s/article/How-can-my-receiver-get-the-money?language=en_US
  8. ↑ https://wucare.westernunion.com/care/s/article/How-can-my-receiver-get-the-money?language=en_US
  9. ↑ https://wucare.westernunion.com/s/article/How-do-I-find-the-status-of-my-money-transfer?language=en_US
  1. ↑ https://wucare.westernunion.com/care/s/article/Will-the-receiver-be-notified-when-the-money-is-in-their-bank-account?language=en_US
  2. ↑ https://wucare.westernunion.com/care/s/article/How-can-my-receiver-get-the-money?language=en_US
  3. ↑ https://wucare.westernunion.com/care/s/article/What-does-my-receiver-need-to-pick-up-their-money?language=en_US
  4. ↑ https://www.wellsfargo.com/mobile-payments/mobile-wallet-basics/
  5. ↑ https://wucare.westernunion.com/s/article/What-do-I-need-to-send-money?language=en_US
  6. ↑ https://wucare.westernunion.com/care/s/article/When-can-the-receiver-pick-up-the-money-I-sent?language=en_US

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