How to Send and Request Money with Facebook Messenger

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Facebook Messenger allows you to send and receive money in the United States using a valid debit card (Visa or Mastercard only) or PayPal account, making paying friends back for movies or getting rent from your roommate painless. [1] This wikiHow article will teach you how to set up and use Facebook Pay with Messenger on a computer, phone, or tablet.

Method 1
Method 1 of 2:

Using a Phone or Tablet

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  1. It's the blue-and-white chat bubble icon with a lightning bolt inside. Messenger will open to the Chats tab.
  2. If you haven't already done so, you'll need to link a valid debit card or PayPal account to Facebook or in the Messenger app. You cannot use a credit card or any debit cards that don't say "Visa" or "Mastercard. [2] " Here's how to add a payment method:
    • Tap your profile photo at the top-left corner of the Chats tab.
    • Scroll down and tap Account Settings .
    • Scroll down and tap Facebook Pay .
    • Tap Add Payment Method and select your payment method type.
    • Enter your credit or debit card information (or your PayPal account, if you chose PayPal).
    • Tap Done when you are finished.
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  3. Tap the conversation with the person you want to exchange money with. If you don't see that person on the Chats tab, tap New Message icon (the pen-and-paper icon) at the top-right corner, start typing the person's name, and then tap it in the search results.
  4. It's the plus symbol at the bottom-left corner of the screen. Some options will expand.
  5. It's in the set of new icons just below the typing area. It should be the third icon from the left.
  6. It's below the amount on the screen.
  7. Make sure to enter a period between dollars and cents if needed.
    • To include a message with your payment or request, type it into the field below the dollar amount.
  8. If it's your first time sending or requesting money, you'll see an info screen that tells you a bit more about Facebook Pay. Tap OK to continue and the confirmation screen will appear.
  9. If you don't see the card or PayPal account you want to use, tap CHANGE to select or add another one. If you're okay with it, just skip the next step.
  10. If you've already created a 4-digit Facebook Pay PIN, enter it now to complete the payment. If not, you'll be asked to create a PIN that you'll need to verify every time you send money in the future. Enter and re-enter a PIN you'll remember—once the PIN is validated, you can confirm your payment.
  11. It's at the bottom of the screen. The button says "Confirm (amount) Payment" or "Confirm (amount) Request" depending on what you're doing. Once you tap to confirm, your payment or request will be sent to the other person and also appear in the conversation.
    • It may take up to five business days after a payment is sent for the money to appear in the recipient's account.
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Method 2
Method 2 of 2:

Using a Computer

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  1. If you haven't already done so, you'll need to link a valid debit card or PayPal account to Facebook. You cannot use a credit card or any debit cards that don't say "Visa" or "Mastercard. Here's how to do it:
    • Go to https://www.facebook.com and sign in.
    • Click the down-arrow at the top-right corner and select Settings & Privacy .
    • Click Settings .
    • Click Facebook Pay in the left panel.
    • Click Add Payment Method in the right panel.
    • Choose a payment method.
    • Enter your credit/debit card details, or follow the on-screen instructions to link your PayPal account to Facebook Pay.
  2. Go to https://www.messenger.com . If you're asked to sign in, do that now.
  3. Click the conversation with the person you want to send or receive money from if appears in the left panel. If you don't see the conversation, click the New Message icon (the pen-and-paper icon) at the top-left corner of messenger, start typing the person's name, and then click it in the search results.
  4. It's the green-and-white plus icon at the bottom of Messenger to the left of the typing area.
  5. It's in the set of new icons below the conversation. [4] It'll be either blue or black, depending on whether you're using the new or old version of Facebook.
  6. Click $0 to start typing the amount. Make sure to enter a period between dollars and cents if needed.
  7. Both of these options appear at the bottom of the pop-up window.
    • If you want to include a message with your payment or request, you can type it into the field below the dollar amount. This can be useful if you need to jog the other person's memory.
    • If you're sending money, make sure the card you want to use appears at the bottom of the pop-up window. If it's not right, click Change and select or add a new card.
  8. If you're requesting money, you'll see the request in the conversation and will be notified if the recipient sends you a payment. You're all done! But if you're sending money, you'll now be asked to create or enter a PIN.
  9. If you've already created a 4-digit Facebook Pay PIN, enter it now to complete the payment. If not, you'll be asked to create a PIN that you'll need to verify every time you send money in the future. Enter and re-enter a PIN you'll remember—once the PIN is validated, your payment will be sent.
    • It may take up to five business days after a payment is sent for the money to appear in the recipient's account.
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Join the Discussion...

What are the easiest, safest methods to send money to someone?
WikiLionWatcher116
36
WikiLionWatcher116
So I’m not going to lie, I’m pretty good at this adulting thing but I’ve never sent money to someone. Friends will talk about sending each... Read More
Steven Kibbel
Certified Financial Planner
Venmo, PayPal, and Zelle are perfectly safe to use but you must confirm that you’re sending money to the right person. There are a lot of scams... Read More
WikiGladeCatcher583
WikiGladeCatcher583
Venmo is also the one my friends and I use! Haven't had any problems so far. If you're concerned about safety, just make sure you confirm the han... Read More
See all 4 Replies and
Read Discussion

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  • Question
    How long does money take to transfer?
    Community Answer
    The money may take up to five business days to transfer, depending on your bank.
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  • Question
    Can I use a credit card or pre-paid debit card?
    Community Answer
    You can only use a United States bank-issued debit card with a checking account. Not all banks are currently supported.
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  • Question
    Can I use Messenger payments for my business?
    Community Answer
    No, using payments in Messenger to handle your business transactions will get your payment privileges suspended.
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      • The recipient will only be able to receive money if they add a payment method to Messenger as well.
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      • Facebook does not allow you to use Messenger Payments for business transactions. If you use Payments to send or receive money for your business, you will lose access to the Payments feature.
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      References

      1. ↑ https://pay.facebook.com/availability/
      2. ↑ https://www.facebook.com/help/messenger-app/1528535330720775
      3. ↑ https://www.facebook.com/help/messenger-app/1386234371667067
      4. ↑ https://www.facebook.com/help/376510072539297

      About This Article

      Article Summary X

      1. Link a valid Visa or Mastercard-branded debit card or PayPal account to Facebook.
      2. Open Messenger.
      3. Select a conversation.
      4. Click the + .
      5. Click the $ .
      6. Enter an amount to send or receive.
      7. Tap Request or Pay .

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